Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

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9 Retirement Planning Mistakes You Don’t Realize You’re Making

Planning for retirement seems straightforward, but even small errors can create major issues down the line. Many people miss key details or misjudge future needs. Here are nine mistakes people commonly make in retirement planning and simple ways to avoid them. Underestimating How Long You’ll Live People are living longer than ever. Planning for 15…

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13 Toxic Financial Habits Most People Struggle With and How to Quit

Bad financial habits have a way of sneaking into our lives and sticking around. Often, these behaviors seem harmless but can quietly drain your wallet and add unnecessary stress. Breaking free from these habits might be simpler than you think—here’s a look at some common toxic money habits and how to ditch them for good….

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10 Lifestyle Shifts To Avoid Money Stress in Retirement

Retirement should be a reward, not a source of stress. Many feel pressure when the paychecks stop, but small changes now can lead to a more secure and relaxed future. Start by focusing on these 11 lifestyle habits to strengthen your finances over time. Declutter Your Spending Habits Take a hard look at your spending—it’s…

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12 Simple Food Swaps That Can Save You $1,000 a Year (Without Sacrificing Taste)

Saving money on groceries doesn’t require giving up flavor or your favorite foods. Simple swaps can keep your meals delicious and your budget intact. Here’s how to save $1,000 a year without sacrificing taste. Trade Boneless Chicken Breasts for Chicken Thighs Boneless, skinless chicken breasts might be the darling of meal prep, but they come…

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11 Health Insurance Gaps That Could Leave You Broke

Health insurance is meant to be a safety net, but there are gaping holes that may surprise you in your time of need. Many essential expenses slip through the cracks, leaving you to cover them out-of-pocket. Here are 11 things your health insurance probably won’t cover that could seriously drain your savings. Alternative Treatments and…

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13 Frugal Living Habits That Aren’t Worth the Hassle

Frugal living is supposed to simplify your life and save you money, but not every penny-pinching habit is worth your time. Some ideas, while they may seem resourceful, end up costing you more—whether that’s in lost time, extra stress, or even hidden expenses. Here are 13 frugal practices that just don’t justify the effort. Making…