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Cents + Purpose

Cents + Purpose

Practical Personal Finance for Women

How To Live Frugally On One Income – 7 Frugal Habits For 2021

If you're struggling to live on one income or you're planning to start living on one income you're in the right place! I share a lot of frugal living tips here on Cents + Purpose that can help you reduce your cost of living but I want to zoom out and share some big habits you can adopt this year … [Read more...] about How To Live Frugally On One Income – 7 Frugal Habits For 2021

7 Essential Sinking Funds Categories for a Better Budget

How many sinking funds categories do you currently save for? Sure, if you've been budgeting a while, you probably know all about sinking funds and why they are such an important component to a budget but are your sinking funds actually protecting your budget when you need them to? Do you have … [Read more...] about 7 Essential Sinking Funds Categories for a Better Budget

How To Stop Wasting Money – 7 Habits to Spend Less

If you'd take the time to track your spending for a month what would you find? Unless you're super intentional and live very frugally, I'd bet the data would show you're overspending in some areas of your finances. Let's talk about how to stop wasting money and spend less. Oftentimes we don't … [Read more...] about How To Stop Wasting Money – 7 Habits to Spend Less

Frugal Gift Ideas For Someone Who Has Everything

Do you ever have a difficult time finding frugal gift ideas for someone who has everything?!  We all know someone like this...you have to buy them a gift but everything you see, they already have!  Then when you do find an amazing gift it's way out of your budget, can you … [Read more...] about Frugal Gift Ideas For Someone Who Has Everything

How To Use The Cash Envelope System To Save Money

I know why you are here!  You keep hearing about this "cash envelope system" and finally your curiosity got the best of you!  Let me guess?  You decided you were finished letting your money stress you out!  And, you have decided to take back control of your finances and make some … [Read more...] about How To Use The Cash Envelope System To Save Money

13 Dave Ramsey Bloggers Share Their Thoughts On The Baby Steps System

Dave Ramsey's Baby Steps System has been followed by millions of people - my husband and I included. Learning and putting Dave's methods into practice not only helped us get out of debt in under two years but it also led to me starting this blog in an effort to share all I'd learned with others. … [Read more...] about 13 Dave Ramsey Bloggers Share Their Thoughts On The Baby Steps System

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Hi, I’m Kristin!

I help women learn how to love life on a budget. It’s possible…I promise!  Welcome to C+P where I share all my best tips and tricks that helped us pay off $54,500 of debt in under 20 months!

I have a heart for helping others get out of debt, reach their goals, and live a positive life!

Get to know me better…

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From the Shop

  • Picture of budget binder worksheets and text that reads: Printable Budget Binder Cents and Purpose Budget Binder Bundle $29.00
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  • Bundle printable cash envelope template and cash breakdown slips Cash Envelope + Cash Breakdown Slip Bundle $8.00 $5.00

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