Woman sitting on couch drinking coffee

Frustrated With Your Finances?

Hi, I’m Kristin and I used the feel the exact same way…

I can help.

My husband and I paid off $54,500 of debt in under 20 months and I learned a thing or two along the way.

I can teach you how to save money, get out of debt and love your life on a budget. It’s possible, I promise.

If you want practical advice, actionable tips, and encouragement to improve your finances, stick around…you’re in the right place.

I’m so happy you’re here!

HOW CAN I HELP YOU?


STRUGGLING TO SAVE MONEY?

GET YOUR FREE GUIDE…

Click the button below to download your 101 Frugal Living Tips free guide and start saving money today!

RECENT ARTICLES


  • 12 Costs That Make People Question Every Dollar
    Some expenses do more than strain a budget. They change how you think about spending altogether, especially when the price feels disconnected from the value you receive. You start second-guessing purchases that once felt routine, not because you want to stop spending entirely, but because every dollar suddenly feels harder to part with. That hesitation…
  • 9 Spending Patterns That Changed After a Fresh Start
    A fresh start often changes how money feels, mostly because stepping away from old routines makes certain habits easier to see. When life shifts, spending patterns that once ran on autopilot start to stand out. That awareness alone can change behavior without forcing strict rules. Here are nine spending patterns that often change after a…
  • 10 Things That Keep Getting More Expensive for No Good Reason
    Some price increases make sense when quality improves or costs genuinely rise, but many expenses keep climbing without delivering anything better in return. You pay more while receiving the same product or service, which makes each increase feel harder to accept and easier to resent. Over time, that disconnect changes how you think about spending…
  • 11 Expenses People Are Challenging Instead of Automatically Paying
    For a long time, many expenses went unquestioned. The bill showed up, you paid it, and moved on without thinking much about it. As costs rise and budgets feel tighter, that automatic response starts to change. You begin to pause and ask whether an expense actually makes sense or if it just became routine over…
  • 10 Purchases People Are Cutting Because They No Longer Feel Worth It
    Most people aren’t cutting spending because they want to live without things they enjoy. They’re doing it because prices have climbed to a point where the value no longer matches the cost. You start noticing it when you hesitate before buying something you used to grab without thinking. That pause changes how you spend. Cutting…
  • 12 Everyday Expenses That Feel Completely Out of Control
    Most people expect everyday costs to fluctuate a little. What feels different now is how many basic expenses rise without warning and without any clear connection to how you actually live. You notice it when your budget stops lining up, even though your habits have not changed. Bills feel unpredictable, and planning ahead starts to…