
Frustrated With Your Finances?
Hi, I’m Kristin and I used the feel the exact same way…
I can help.
My husband and I paid off $54,500 of debt in under 20 months and I learned a thing or two along the way.
I can teach you how to save money, get out of debt and love your life on a budget. It’s possible, I promise.
If you want practical advice, actionable tips, and encouragement to improve your finances, stick around…you’re in the right place.
I’m so happy you’re here!
HOW CAN I HELP YOU?

STRUGGLING TO SAVE MONEY?
GET YOUR FREE GUIDE…
Click the button below to download your 101 Frugal Living Tips free guide and start saving money today!
RECENT ARTICLES
- She Moved Back In With Her Mom After Years of No Contact, Started Paying Rent and Borrowing Money From Friends to Cover the WiFi Bill, and Then Discovered Her Mom Was Sitting on $65,000 She Was About to Invest Into a Scam From TikTokThat’s the reality one young woman is trying to sort through after moving back in with her mother following years of not speaking. She’d been living with her dad, lost contact with her mom after seventh grade, and recently reconnected and moved in. What she found wasn’t a fresh start. It was a household where…
- After Four Rounds of Interviews and Six Weeks of Waiting, the Recruiter Finally Presented a Salary 15 Percent Below What They Had Discussed, and Instead of Making His Case He Let the Silence Sit There Until She Went Back to Find Money That Was Apparently There the Whole TimeThat’s the approach one job seeker took when the recruiter finally presented the numbers at the end of a marathon hiring process. The salary was lower than what had been floated during the initial screening call, and instead of launching into a justification for why he deserved more, he simply went quiet. Not for a…
- Her Divorce Attorney Read Her Closing Email, Decided Not to Respond, Billed Her for the Time It Took to Do Nothing, and Left Her Paying an Invoice for a Question That Still Hasn’t Been AnsweredThat’s where one Colorado woman finds herself after wrapping up a divorce process she describes as lengthy and costly. Her attorney represented her well throughout, which makes the final invoice sting more than it might otherwise. After completing everything required by the divorce decree, she sent a simple email asking whether anything else needed to…
- He Made $24,000 on an Investment His Parents Funded, Offered to Repay the Original $6,000 Multiple Times, Bought Them Gifts, Covered Household Costs, and Still Can’t Get Them to Accept That He Owes Them SomethingThat’s the situation a young man finds himself in after his parents lent him $6,000 a few years ago to make an investment that significantly outperformed expectations. He recently sold it for $24,000, immediately offered to repay the original principal, and was turned down. He’s tried buying things for them, contributing to household expenses, and…
- His 21 and 18-Year-Old Are Comfortable Living at Home and Showing No Signs of Leaving, So He’s Creating a Household Contract With Rent, Mandatory Savings, and a Retirement Account Funded by the Rent They Think Is Just Paying for FoodHe has three kids: a 21-year-old daughter, an 18-year-old son, and a 16-year-old still in high school. All three have part-time jobs, they’re respectful, and they generally follow through on what’s asked of them, though usually only after being asked. That last part is what’s driving the conversation. The older two are adults now, and…
- She Has $700, a Solid Side Hustle, and a Plan to Start Investing $15 a Month in Index Funds When She Gets to Campus But Her Mom Is Furious About All of it and Won’t Say WhyThat’s the situation one young woman is navigating as she prepares to start college with $700 saved, a small income stream from selling clothes on Depop, and an upcoming gig working with a tennis coach. Her plan once she’s on campus is straightforward: get a student job, open a Roth IRA, invest a modest amount…