
Frustrated With Your Finances?
Hi, I’m Kristin and I used the feel the exact same way…
I can help.
My husband and I paid off $54,500 of debt in under 20 months and I learned a thing or two along the way.
I can teach you how to save money, get out of debt and love your life on a budget. It’s possible, I promise.
If you want practical advice, actionable tips, and encouragement to improve your finances, stick around…you’re in the right place.
I’m so happy you’re here!
HOW CAN I HELP YOU?

STRUGGLING TO SAVE MONEY?
GET YOUR FREE GUIDE…
Click the button below to download your 101 Frugal Living Tips free guide and start saving money today!
RECENT ARTICLES
- Frustrated 22-Year-Old Says His Parents Asked Him to Give His Remaining Savings to His Pregnant Sister After He Graduated College Debt-FreeA 22-year-old man graduated college debt-free after years of careful planning, only to get pulled into a family money dispute centered on responsibility, loyalty, and long-standing patterns of financial dependence. A debt-free start built on early planning At 22, he finished college without student loans. A small savings account set up at birth by his…
- 8 Everyday Expenses That Now Require Real DebateNot long ago, most of these purchases barely required a second thought. You’d grab what you needed, swipe your card, and move on because the impact on your monthly budget felt small enough to ignore. Now, though, even routine expenses tend to spark a quick mental calculation, and sometimes an actual conversation at the kitchen…
- 9 Signs People Are Giving Up on “Starter” GoalsThere used to be a predictable script for getting started. You bought a starter home, drove a basic car, took the entry-level job, and slowly worked your way up. None of it was glamorous, but it felt attainable. Now the entry point feels almost as expensive as the destination used to be. When the first…
- He Says He Bought a Car on Facebook Marketplace in Cash to Avoid Debt But Found Out the Previous Owner Still Owed $6,000 on the Car and the Bank is Threatening to Reposess itWhat felt like a smart cash purchase has suddenly turned into a stressful financial mess he never saw coming. Back in January, he bought a 2019 Honda Civic from a seller on Facebook Marketplace for $11,000 cash. From his perspective, the transaction looked completely legitimate. The title was signed over properly, the paperwork appeared normal,…
- 10 Financial Tradeoffs Families Never Thought They’d MakeMost families don’t plan to make big tradeoffs when it comes to money. You picture a certain lifestyle, set a few goals, and assume things will mostly follow that path. At the time, it feels like you’ll be able to balance everything without having to give something up. What changes is how real life starts…
- 8 Costs That Are Redefining What Counts as AffordableWhat people consider affordable doesn’t stay fixed for long. It shifts as everyday costs change, and things that once felt manageable start to feel like they need a second look. You may still be able to afford them on paper, but they don’t feel as easy to say yes to as they once did. That…