
Frustrated With Your Finances?
Hi, I’m Kristin and I used the feel the exact same way…
I can help.
My husband and I paid off $54,500 of debt in under 20 months and I learned a thing or two along the way.
I can teach you how to save money, get out of debt and love your life on a budget. It’s possible, I promise.
If you want practical advice, actionable tips, and encouragement to improve your finances, stick around…you’re in the right place.
I’m so happy you’re here!
HOW CAN I HELP YOU?

STRUGGLING TO SAVE MONEY?
GET YOUR FREE GUIDE…
Click the button below to download your 101 Frugal Living Tips free guide and start saving money today!
RECENT ARTICLES
- His Brother Refused Every Compromise Over Hawaii Accommodations Until He and His Wife Stopped Going Entirely, and Now the Whole Family Is Asking Him to Still Pay Half the Tickets for a Trip He’s Not OnHis brother, referred to here as Bryan, had originally approached him on Christmas Day about surprising their mom with a trip to Hawaii, something she’d always wanted to do. He agreed on the spot to cover half the cost of her ticket, along with his stepdad and sister’s tickets, joining what was already a fully…
- She Asked Him to Cover Their Bills While She Adjusted to Part-Time Teaching and He Found Out About a Second International Trip Only After Asking Her Five Times What She Was Hiding on Her PhoneHis long term partner had recently taken a part time teaching position, a move he’d fully supported after watching her struggle through a full time role at a school she genuinely hated. He’d told her she needed a change, ideally a completely different career path but at minimum a different school environment, and once she…
- Her Husband Has a Chance at a Job That Would Eliminate Their Crippling Debt and She Said They Could Make the Long-Distance Arrangement Work, and He Responded by Accusing Her of Wanting Him Gone So She Could Stop WorkingHer husband had the opportunity to take a high paying job with a genuinely life changing salary, one that could resolve their ongoing financial worries entirely. The catch was significant, the position would require him to work away from home Monday through Friday, transforming their family structure into something closer to a commuter arrangement rather…
- She Moved Into His Home, Agreed to the Financial Arrangement, Bought a $925-a-Month SUV, and Stopped Paying Her Share While Arguing That His House Meant She Shouldn’t Have to Contribute to the Mortgage at AllHe’d been dating his girlfriend for a little over four years, and the previous year they’d agreed she and her seven year old son would move into his home. Before that move, they’d worked through a detailed financial arrangement together. She’d pay $500 a month along with covering groceries and most basic necessities, while he’d…
- Her Father-in-Law Hasn’t Worked Since COVID and Is Running a Collectibles Business That Never Actually Sells Anything While She and Her Husband Cover Every Buffet, Every Outing, and Every $1,000 Loan the Family NeedsShe and her husband had become the default financial safety net for her in-laws and their minor kids, covering the cost of nearly every shared activity. Buffets, outings, whatever the plan happened to be, it was consistently her and her husband’s treat. Beyond covering day to day activities, they’d also lent out $1,000 at various…
- She’s 16, Saved $331 From Her First Job, and Just Found Out Her Parents Have Been Using Her Debit Card for Two Months While Telling Her It Was Lost in Their RoomShe was 16 and had recently discovered that her parents had taken $331.48 out of her bank account, an amount that represented almost everything she had left saved from her first job the year before. According to what she’d pieced together, they’d been using her debit card while telling her it had simply been lost…