
Frustrated With Your Finances?
Hi, I’m Kristin and I used the feel the exact same way…
I can help.
My husband and I paid off $54,500 of debt in under 20 months and I learned a thing or two along the way.
I can teach you how to save money, get out of debt and love your life on a budget. It’s possible, I promise.
If you want practical advice, actionable tips, and encouragement to improve your finances, stick around…you’re in the right place.
I’m so happy you’re here!
HOW CAN I HELP YOU?

STRUGGLING TO SAVE MONEY?
GET YOUR FREE GUIDE…
Click the button below to download your 101 Frugal Living Tips free guide and start saving money today!
RECENT ARTICLES
- He Went to the ER for a Dog Bite and Left With a $100,000 Bill, No Insurance, and Debt Collectors Calling a Number He’s Hoping They Can’t Trace Back to His Parents’ HouseThis year has been one of the worst of his life by almost any measure. He got cheated on, ended up in the ER after a dog bite with no insurance, and came out the other side with a $100,000 hospital bill. His car, which cost him $30,000, needs another $30,000 in repairs. He’s 27,…
- Her Mom Refused to Help Her Dying Uncle When He Showed Up Sick at Her Door, and Now That His Estate Is Worth $800,000 She Expects an Equal Share With the Daughter Who Did EverythingHer uncle was 75 and had been estranged from the family for years when his adult son died unexpectedly in 2022. She was the only person in the family who thought it mattered to call him and tell him his son was gone. Her mother’s position at the time was that her uncle could rot…
- The IRS Withdrew Nearly $4,000 From Her Account in March, and Sent Her a Bill in June Saying She Never Paid While Two Hours on Hold Ended With the Call Dropping the Moment Someone AnsweredShe and her husband filed their taxes in March, owed just under $4,000, and paid it immediately through the IRS Direct Pay system. The money left their bank account within two days. They filed it away mentally and moved on, assuming the whole thing was settled. Then in June a notice arrived from the IRS…
- Man Who Moved in With a Roommate to Split Costs Two Ways Says His Girlfriend Is Also Living There Without Contributing a Dollar to the Bills But the Roomate Says “She’s Just There a Lot”He and his roommate have lived together for about a year and it’s been a decent arrangement overall, but about four months ago his roommate’s girlfriend started coming over more frequently and the situation has been quietly shifting ever since. It started with a few nights a week, which didn’t bother him at all. Then…
- His Electrician of Nearly 10 Years Cheated on His Wife, Showed Up at Work Broke and Homeless, and His Boss Told Him to Fix His Face Before Visiting Any ClientsHe owns a small construction company with about a dozen employees, and one of his electricians has been with him for close to ten years. The guy is excellent at his job, which is why he’s still employed despite a personal life that has never been particularly stable. He drinks heavily and has a cocaine…
- She Has Been Going to the Same Hairdresser Since 2006, Told Her at Her Last Appointment That She Would No Longer Be Tipping Because She Sets Her Own Prices Just Like Any Other Business Owner, and Left Paying Less Than She Ever Had BeforeShe’s been going to the same hairdresser since around 2006 and consistently since 2012, which makes this an 18-year professional relationship built on a lot of cuts, a lot of color, and until last Friday, a lot of tips. Her hairdresser rents a standalone salon space with her best friend, also a hairdresser, which means…