
Frustrated With Your Finances?
Hi, I’m Kristin and I used the feel the exact same way…
I can help.
My husband and I paid off $54,500 of debt in under 20 months and I learned a thing or two along the way.
I can teach you how to save money, get out of debt and love your life on a budget. It’s possible, I promise.
If you want practical advice, actionable tips, and encouragement to improve your finances, stick around…you’re in the right place.
I’m so happy you’re here!
HOW CAN I HELP YOU?

STRUGGLING TO SAVE MONEY?
GET YOUR FREE GUIDE…
Click the button below to download your 101 Frugal Living Tips free guide and start saving money today!
RECENT ARTICLES
- He Says He Bought a Car on Facebook Marketplace in Cash to Avoid Debt But Found Out the Previous Owner Still Owed $6,000 on the Car and the Bank is Threatening to Reposess itWhat felt like a smart cash purchase has suddenly turned into a stressful financial mess he never saw coming. Back in January, he bought a 2019 Honda Civic from a seller on Facebook Marketplace for $11,000 cash. From his perspective, the transaction looked completely legitimate. The title was signed over properly, the paperwork appeared normal,…
- 10 Financial Tradeoffs Families Never Thought They’d MakeMost families don’t plan to make big tradeoffs when it comes to money. You picture a certain lifestyle, set a few goals, and assume things will mostly follow that path. At the time, it feels like you’ll be able to balance everything without having to give something up. What changes is how real life starts…
- 8 Costs That Are Redefining What Counts as AffordableWhat people consider affordable doesn’t stay fixed for long. It shifts as everyday costs change, and things that once felt manageable start to feel like they need a second look. You may still be able to afford them on paper, but they don’t feel as easy to say yes to as they once did. That…
- She Says What Started as $300 Rent Has Climbed to $1,100 a Month and Now Her Mom Is Threatening to Cut Off Her Phone and Insurance if She Can’t Keep UpWhat started as a small request has turned into something she feels she can’t keep up with. Since turning 18, her mom has expected her to contribute rent, but the amount hasn’t stayed consistent. It started at $300 a month, then increased to $600, and now her mom wants $800. On top of that, she’s…
- Employee Says HR Asked Him to “Voluntarily” Give Up Overtime Pay He Already Earned and Threatened His JobA routine workday turned into something far more stressful after a meeting with HR left him questioning everything. He works as a tech for a mid-sized manufacturing company in Pennsylvania, and during a recent project push, he logged about 25 hours of overtime. He tracked those hours himself, and they also show up clearly in…
- 9 Things People Thought Were Safe Bets That Aren’t AnymoreThere was a time when certain financial decisions felt predictable. You followed a general path, made a few standard choices, and assumed things would work out the way they always had. Those choices weren’t guaranteed, but they felt steady enough that you didn’t question them too much. Lately, a lot of those “safe bets” don’t…