
Frustrated With Your Finances?
Hi, I’m Kristin and I used the feel the exact same way…
I can help.
My husband and I paid off $54,500 of debt in under 20 months and I learned a thing or two along the way.
I can teach you how to save money, get out of debt and love your life on a budget. It’s possible, I promise.
If you want practical advice, actionable tips, and encouragement to improve your finances, stick around…you’re in the right place.
I’m so happy you’re here!
HOW CAN I HELP YOU?

STRUGGLING TO SAVE MONEY?
GET YOUR FREE GUIDE…
Click the button below to download your 101 Frugal Living Tips free guide and start saving money today!
RECENT ARTICLES
- 9 Half-Retirement Jobs That Keep You Busy (and Paid)Retirement looks different for everyone. Some people love their free time, while others miss staying active and connected. Half-retirement offers a perfect balance. You get flexible work, steady income, and enough downtime to enjoy life. Here are nine part-time and low-stress jobs that make it easy to earn money while keeping a sense of purpose….
- 8 Pet Side Hustles Turning Into Full-Time CareersWhat starts as a simple love for animals is turning into serious income for many people. Pet owners spend billions each year, and new opportunities keep popping up for those willing to get creative. From grooming to photography, these pet-focused side hustles are growing fast and becoming full-time businesses for animal lovers everywhere. Pet Sitting…
- 7 Home Garden Ideas That Actually Save You HundredsSaving money at home can start right in your backyard. A simple garden can lower grocery costs and provide fresh food year-round. With smart planning, even small spaces can grow more than you expect. Here are seven practical garden ideas that help you cut costs without adding extra work. Grow High-Value Crops Not all plants…
- 9 Reasons People Are Choosing Freelance Freedom Over BenefitsMore people are leaving traditional office jobs to work for themselves. Freelancing doesn’t always come with benefits like paid time off or health insurance, but it gives something many people want more—freedom. The flexibility to set your own schedule, choose your clients, and build a life that fits your priorities is a trade-off many find…
- 8 Spending Traps That Are Wrecking Your BudgetYou put in the work, but your money always seems to disappear faster than it should. The problem often comes from small, unnoticed habits that quietly add up. Little charges, small splurges, or automatic payments can chip away at your budget without you realizing it. Once you see where the money’s going, you can make…
- 10 Passive Income Ideas That Actually Work in 2025If you’re aiming for more freedom and financial stability, passive income is the goal. It won’t be completely hands-off at first, but with some effort upfront, you can build streams that earn while you sleep. Here are ten passive income ideas being proven effective in 2025. Dividend Stock Investing Buying shares of dividend-paying companies gives…