Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!
When you’re struggling to pay your bills, the thought of creating a budget may feel like a waste of time. But that is exactly why you need a bare-bones budget in your arsenal to help you get back on track when you’re experiencing a financial crisis. A New Type of Budget A bare-bones budget is…
How many sinking funds categories do you currently save for? If you’ve been budgeting for a while, you probably know all about sinking funds and why they’re such an important component of a budget, but are your sinking funds actually protecting your budget when you need them to? What is a Sinking Fund Budget? Basically,…
Have you ever wished you could make extra money working from home? The key is to find a great way to make money online for free. Contrary to popular belief, there are plenty of legit ways to make real money online; the only investment needed is your time. You don’t need to have a particular…
Your credit score plays a big role in your financial life. It affects loan approvals, interest rates, and even job applications. If you’re looking to improve your score fast, these strategies are effective and practical. Check Your Credit Report for Errors Get your free credit report from AnnualCreditReport.com. Look for mistakes like incorrect payment history…
The holiday season is a time for joy, celebration, and, often, overspending. But being frugal means mastering the art of saving while still spreading cheer. Here are 11 things that savvy shoppers always buy during the holidays to keep their wallets happy and their spirits bright! Gift Wrap Alternatives Frugal folks know that traditional gift…
Living on a budget is crucial when working towards reaching your financial goals but creating and sticking to a personal budget is only half the battle. The act of balancing a budget at the end of each budget period is an essential part of the budgeting process that many people skip. While balancing your budget…
