Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

Young woman holding an empty piggy bank upside down

Overhyped Budget Items That Don’t Save You a Dime

You’re trying to save, but some money-saving hacks end up costing you more. Certain budget tips and products seem helpful but quietly drain your cash. Checkout this list of “budget wins” that often fail to actually save money. Coupon Subscription Services “Exclusive deal” subscriptions promise big savings but rarely deliver. They often push you to…

Young woman looking frustrated holding a handful of money

How to Save for Big Purchases Without Sacrificing Important Goals

Saving for a big purchase can feel daunting, especially with other financial goals in mind. The good news is, you don’t have to pick between your priorities and your dreams. With the right approach, you can save for any big-ticket item without throwing everything else off track. Define Your Purchase and Set a Clear Target…

Wealthy retired couple standing in front of their mansion

9 Simple Retirement Tricks Wealthy People Swear By

Retirement planning can feel like a lot, but wealthy people use simple strategies to stay secure. These are practical steps anyone can follow to build a comfortable retirement. From saving wisely to managing taxes, here are nine tips you can use. Automate Your Savings Wealthy people make saving easy by automating it. Set up automatic…

Smiling woman sitting on a chair with her legs crossed

27 Lifestyle Changes That Will Revolutionize Your Budget

Making changes to your budget can seem tough, but it’s actually simple. Small adjustments to your habits and smarter spending can free up cash and ease stress. These 15 practical tips will help you save and plan better—without giving up everything. Track Every Dollar You Spend Start by knowing exactly where your money goes. Use…

Freelance writer working on her computer

Little-Known Freelancing Niches That Pay Surprisingly Well

If you want to move beyond mainstream freelance work, there are plenty of overlooked options out there. Lesser-known niches often offer higher pay and less competition. Skilled professionals in these fields are in high demand. Here are some unexpected freelance opportunities that can earn you more. Medical Writing for Lay Audiences Most people assume medical…