Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

Young woman holding an empty piggy bank upside down

11 Guilty Pleasures That Are Sabotaging Your Savings

Sometimes, the small things you enjoy are eating away at your budget without you even realizing it. These guilty pleasures might seem harmless at first, but over time, they add up to some serious cash flying out of your wallet. Recognizing these everyday splurges is the first step to keeping more of your hard-earned money….

Retired couple walking through a mall carrying shopping bags

10 Biggest Retirement Myths Most Americans Still Believe

Retirement planning is tricky, and believing myths can lead to bad choices. Some seem harmless but cause issues later. Here are ten common retirement myths that could be holding you back financially. “I’ll Work Forever, So I Don’t Need to Save” Many people believe they’ll keep working well past retirement age, but life doesn’t always…

Man holding cash in his hands

11 Spending Traps Wealthy People Avoid To Save Money

Managing money well isn’t only about making more—it’s about avoiding costly spending mistakes. Wealthy people know how to sidestep traps that waste money. Here are 11 spending mistakes they avoid to save and grow their wealth. Buying Things Just To Impress Others Wealthy people rarely spend to keep up appearances. Fancy cars and designer bags…

Elderly man looking at blue piggy bank

10 Reasons Retirees Are Moving Back to Work (And How To Avoid it)

Retirement should feel like crossing the finish line, but many retirees find themselves returning to the workforce. Whether it’s for financial reasons or just to stay busy, going back to work after retiring is surprisingly common. Here are 10 reasons this happens—and how you can avoid it if staying retired is your goal. Outliving Their…

Woman sitting on couch in minimalist room

9 Controversial Minimalist Hacks To Save More Money

Minimalists often have a reputation for being extreme, especially when it comes to saving money. But their rules are all about simplicity and cutting out the unnecessary. Here are nine controversial money-saving rules minimalists live by—and whether they’re worth considering. Own Only One of Each Item Minimalists believe you don’t need duplicates cluttering your life—or…

Woman frustrated with a table full of bills

10 Bills To Stop Auto-Paying if You’re Serious About Saving

Auto-pay makes life easier, but not every bill deserves to stay on your automatic payments list. When you lose track of subscriptions or outdated services, auto-pay can quietly drain your wallet. If you’re serious about saving money, these are the bills you should reconsider auto-paying. Car Wash Memberships Unless you’re washing your car weekly—and really,…