If you’re new-ish to the world of budgeting you might have heard this strange term sinking fund before and wondered what it means. Nope, it’s not a new type of investment, instead, it’s an incredibly helpful budgeting tool you should definitely be using! Technically (according to Google dictionary, anyway), a sinking fund is a fund formed by periodically setting aside money… Read More
Personal finance articles to help you learn how to budget, save money and get out of debt! Helping you cut expenses, live below your means, live more frugally and love your life on a budget.
Frugal living is all about living life in a manner where you are constantly looking to reduce your expenses and be purposeful in the way you choose to spend money! Learning how to live frugally can save you thousands (or more) dollars every year but it can take some practice to learn how to make frugal choices…that’s where my frugal… Read More
Are you desperately in need of some extra cash but don’t have a lot of extra time to actually work more hours? NO Worries, I got you! What if I told you that you can earn a substantial amount of EXTRA money each week? We could all use a few extra bucks in our pockets, right?! That’s why I want… Read More
Tax season. A phrase that can make almost anyone roll their eyes and wonder how long they can procrastinate getting their returns together. I feel you. Taxes are confusing…and annoying! I am not a tax professional so this article is not intended as expert financial advice. I am, however, a WAHM with her own business who no longer dreads tax… Read More
Do you have a best friend? I’m really starting to think that my Budget Binder is my best friend…kind of weird, I know, but hear me out. My budget binder has helped my husband and I pay off $54,500 of debt in under 2 years! It has helped us improve our finances in Every. Single. Way. It has helped us… Read More
Cutting expenses to the bone is scary and overwhelming to most people. But when you’re deeply in debt and feeling lost and hopeless you begin to search for even extreme ways to shorten your everyday expenses list! While paying off debt, we cut these 7 expenses and found they freed up a substantial amount of money each month. I want… Read More