I want to congratulate you on deciding to give budgeting another shot because it truly is the key to financial freedom! I don't want you to get frustrated if the first month doesn't go exactly as planned, it takes some time to really find your budgeting groove! Be gentle with yourself and … [Read more...] about How To Quickly Save A Starter Emergency Fund
7 Money-Saving Tips for Back-to-School Shopping on a budget
Can you believe it is almost that time already?! I think I'm in denial! I do not want to go back-to-school shopping :( Doesn't that officially mark the end of summer? When the stores began stocking back-to-school supplies I swore on all that was holy that I would NOT purchase one … [Read more...] about 7 Money-Saving Tips for Back-to-School Shopping on a budget
How We Used Dave Ramsey’s Seven Baby Steps To Get Out Of Debt
You probably know you need to get out of debt. Maybe you've even tried once before (read: a dozen times before) and failed and are hesitant to try again. We felt the same way until we found Dave Ramsey's baby steps...these seven steps changed our lives in a big way and they can do the … [Read more...] about How We Used Dave Ramsey’s Seven Baby Steps To Get Out Of Debt
How To Take Your Financial Inventory (And Why You Should)
Have you woken up one day, looked around and wondered where all the debt came from? What have you got to show for the multiple credit card balances, student loans, and empty bank accounts? Are you feeling ready to take the proverbial bull by the horns and start cleaning up this financial … [Read more...] about How To Take Your Financial Inventory (And Why You Should)
How We Found Ourselves $35,000 In Debt (part 2)
Thanks for coming back to read the rest of the story about how we found ourselves $35,000 in debt! We left off at Part 1 with us having found Dave Ramsey! I had heard of Dave years ago and we had used the envelope system and paid off the rest of my student loans and a small credit card bill … [Read more...] about How We Found Ourselves $35,000 In Debt (part 2)
How We Found Ourselves $35,000 In Debt (part 1)
Cents + Purpose originally began as a debt-free blog. You see we have been on a scary, amazing and blessed journey the past few months and by the grace of God, we are almost debt-free! I felt compelled to take the gifts we had been given and pay it forward to help other families just like … [Read more...] about How We Found Ourselves $35,000 In Debt (part 1)
