If you’re new-ish to the world of budgeting you might have heard this strange term sinking fund before and wondered what it means. Nope, it’s not a new type of investment, instead, it’s an incredibly helpful budgeting tool you should definitely be using! Technically (according to Google dictionary, anyway), a sinking fund is a fund…
Frugal living is all about living life in a manner where you are constantly looking to reduce your expenses and be purposeful in the way you choose to spend money. Learning how to live frugally can save you thousands (or more) dollars every year but it can take some practice to learn how to make…
Tax season. A phrase that can make almost anyone roll their eyes and wonder how long they can procrastinate getting their returns together. I feel you. Taxes are confusing…and annoying! I am not a tax professional so this article is not intended as expert financial advice. I am, however, a WAHM with her own business…
Cutting expenses to the bone is scary and overwhelming to most people. But when you’re deeply in debt and feeling lost and hopeless you begin to search for even extreme ways to shorten your everyday expenses list. While paying off debt, we cut these 7 expenses and found they freed up a substantial amount of…
Whether we like it or not, the holiday season is fast approaching and you need to be prepared so you don’t wake up on January 1st with a holiday hangover. No, not the kind you get from drinking too much eggnog, the kind you get from realizing how out of hand your holiday spending…
Are you sick and tired of being sick and tired? You live paycheck to paycheck and you are completely over being perpetually stressed about money? Your finances are out of control. These eight tips will help you improve your finances…and your life. I know exactly how you feel because less than two years ago we…
