Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!
Financial advice that worked for previous generations often fails in today’s economy. You hold beliefs about money formed by outdated assumptions that no longer match reality. These inherited ideas create barriers to building wealth and achieving financial security in modern conditions. Homeownership Is Always the Best Investment Your parents built wealth through homeownership during decades…
Some purchases deliver value in two ways. They save money and give you back hours every month. These aren’t just about cutting costs. They’re about making life easier while your budget gets healthier. Here are nine purchases that save both time and money on a monthly basis. Instant Pot or Pressure Cooker An Instant Pot…
Middle-class status creates illusions of financial security while habits drain wealth quietly. You earn decent income but struggle to build savings or get ahead. These patterns feel normal because everyone around you follows them too. The behaviors that seem responsible often prevent the financial progress you’re working toward. Financing New Cars Every Few Years You…
Consumer spending changed a lot in 2025 as many households adjusted to rising costs and tighter budgets. These shifts show how people rethink their priorities when dealing with inflation, high interest rates, and ongoing uncertainty. The trends highlight new habits and values that will likely stick even after conditions improve. Experiences Over Objects Accelerated The…
Rising costs in major metros are driving mass migration to more affordable regions. People are discovering that location flexibility created by remote work enables dramatic cost-of-living improvements without career sacrifices. These destinations offer substantially lower housing costs, reduced taxes, and overall affordability that make relocation financially transformative for households feeling squeezed in expensive cities. Tulsa,…
Traditional retirement at age 65 with decades of leisure no longer matches financial reality for millions of Americans. Economic pressures, policy changes, and shifting costs are forcing major rethinking of when and how retirement happens. These shifts create challenges but also opportunities for those willing to adapt their retirement expectations and strategies. Social Security Benefits…
