Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!
Certain household expenses reached breaking points. You’re fed up with costs that climbed without corresponding value increases. These expenses feel like being taken advantage of. The frustration drives changes in how you manage household spending. Grocery Delivery Fees and Markups You’re done paying delivery fees plus item markups for groceries. Apps charge $10 delivery fees…
Christmas brings expenses that nobody talks about openly. You smile through traditions while privately worrying about costs. These dreaded expenses happen every year but admitting the stress feels taboo during a season focused on joy and giving. School Holiday Parties and Teacher Gifts You get requests for party supplies, classroom treats, and teacher gifts from…
Cutting a few purchases brought relief instead of loss, and you felt it almost immediately. You did not miss them, and no regret showed up after you stopped buying them. They cost money without giving much value back, so letting them go felt like progress. Cable Television Subscriptions You cancelled cable and never looked back….
New expenses keep appearing in monthly budgets. Technology and changing lifestyles created costs that nobody paid a decade ago. These aren’t improvements to existing categories. They’re entirely new line items draining money every month. Here are nine modern expenses that didn’t exist ten years ago. Multiple Streaming Subscriptions Ten years ago, Netflix was it. Maybe…
Certain prices have officially crossed lines where people said enough. You refuse to pay costs that became unreasonable. These aren’t luxuries you’re cutting, but everyday expenses where prices exceeded tolerance. The refusal represents boundaries about what you’ll accept. $8 Fast Food Combo Meals You stopped paying $8 to $12 for fast food combos. Fast food…
Nostalgia exists for purchases people stopped making. You remember enjoying these things but refuse to pay current prices. The gap between memory and reality is too wide. Missing something doesn’t mean you’ll resume buying it at inflated costs. Regular Coffee Shop Visits You miss daily coffee shop stops and conversations with baristas. The $5 to…
