I want to congratulate you on deciding to give budgeting another shot because it truly is the key to financial freedom! I don’t want you to get frustrated if the first month doesn’t go exactly as planned, it takes some time to really find your budgeting groove! Be gentle with yourself and be sure to take some time to tweak… Read More
Personal finance articles to help you learn how to budget, save money and get out of debt! Helping you cut expenses, live below your means, live more frugally and love your life on a budget.
I know, guys, trust me….budgets are the worst, right? You probably didn’t even want to click on this link because you’ve likely tried budgeting many times before, right? And if you’re anything like our family you’ve probably failed many times before too, RIGHT?!?!?! Well, it’s time to turn that around and finally create a monthly budget that WILL work for you… Read More
You probably know you need to get out of debt. Maybe you’ve even tried once before (read: a dozen times before) and failed and are hesitant to try again. We felt the same way until we found Dave Ramsey’s baby steps…these seven steps changed our lives in a big way and they can do the same for you! In my opinion,… Read More
Have you woken up one day, looked around and wondered where all the debt came from? What have you got to show for the multiple credit card balances, student loans, and empty bank accounts? Are you feeling ready to take the proverbial bull by the horns and start cleaning up this financial mess you’ve found yourself in? Feeling overwhelmed about… Read More
So….if you read our “debt stories” Part 1 & Part 2and you’re still back for more than I’m going to assume that you might have your own debt story as well (or you’re a glutton for my run-on sentences and poor attempts at humor)?! I want to take a break from storytime and talk with you about your money mindset… Read More
Thanks for coming back to read the rest of the story about how we found ourselves $35,000 in debt! We left off at Part 1 with us having found Dave Ramsey! I had heard of Dave years ago and we had used the envelope system and paid off the rest of my student loans and a small credit card bill… Read More