Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

Cell phone with the letters AI on the screen with a background of cash

7 Ways People Are Actually Making Money With AI

AI is already creating income opportunities for everyday people. Some use it to build businesses, while others turn it into side money. It’s powering tools, creative projects, and new ways to work more efficiently. Here are seven common ways people are earning with AI. Freelance Writing and Content Creation AI tools can speed up research,…

Person using a fax machine

10 Popular Items That Are Becoming Hard to Find

Everyday items we’ve relied on for years are starting to disappear from stores. Rising costs, new technology, and changing habits are pushing them out. Here are ten products that may not be around much longer. Paper Checks Fewer people are writing checks for bills or shopping. Digital payments, apps like Venmo, and automatic transfers make…

Woman sitting at her desk looking very frustrated

12 Reasons Hard Work Doesn’t Always Pay Off

Working hard has always been seen as the recipe for success. But in today’s world, effort alone doesn’t always deliver the results you expect. Other factors like timing, privilege, and strategy now play a much bigger role. Here are twelve reasons hard work doesn’t always equal success. Opportunities Aren’t Equal Not everyone starts from the…

Person holding a tiny model home in their hand

9 Ways Rising Insurance Costs Are Changing Housing

Owning a home already comes with plenty of costs, but insurance is becoming one of the hardest to manage. Premiums keep climbing, leaving families with tough choices about what they can afford. Rising rates are even shaping where people buy and how they think about housing. Affordability Is Shrinking For many buyers, the monthly payment…

Happy woman wearing a hat smiling on the beach

20 Everyday Habits of People Who Never Stress About Money

Some people stay calm about finances no matter what’s happening in the economy. It’s not luck—they’ve built strong habits that keep money stress under control. These small, daily choices give them stability, confidence, and peace of mind. Here are twenty habits to adopt to eliminate money stress. They Stick to a Budget A budget isn’t…

African American couple looking sad to sell their house

Why the American Dream Isn’t Built for Today’s Economy

The classic American Dream: own a home, raise a family, retire peacefully, once felt attainable for many. But today’s economy is a different landscape. Burdens like soaring housing costs, stagnant wages, and mounting student debt have fundamentally reshaped what the dream really means. Homeownership Is No Longer a Given Once an anchor of economic stability,…