Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

Older man looking ahead with a somber look on his face

The Hidden Costs of Retirement No One Talks About

Retirement is usually seen as a time for relaxation, but hidden costs can catch you off guard. Many retirees face unexpected expenses that strain even well-planned budgets. Understanding these surprises can help you better prepare for what retirement may actually look like. Healthcare Costs Beyond Insurance Even with Medicare, healthcare isn’t cheap. You’re looking at…

Person tracking expenses on a budgeting app

How to Track Your Expenses Like a Pro: 10 Simple and Effective Tips

You don’t need to feel overwhelmed or bored when it comes to tracking your spending. With the right mindset and tools, managing money can actually feel rewarding. Whether you’re saving for something big, staying on budget, or just tired of losing track of your cash, these tips can help you take control. Build a Budget…

Man looking upset about his credit score

11 Surefire Ways to Build and Maintain an Excellent Credit Score

Your credit score plays a big role in your finances; things like loan approvals and interest rates depend upon it. It’s not about luck or income—it’s about building smart, consistent habits. Whether you’re starting fresh or improving your score, these steps can help you take control. Pay Every Single Bill on Time This is one…

Young woman sitting with her head in her hand looking upset

The Ugly Truth About Living Without a Safety Net

Living without a safety net teaches you a lot about life, but not all of it is comforting. It’s a reality millions face, often juggling uncertainty with resilience. Here’s a breakdown of the harsh truths that don’t get enough attention, even though they shape so many people’s daily struggles. Financial Stress Becomes Your Constant Companion…

Young woman working on laptop holding a bunch of cash

How to Start Flipping Items for a Quick Profit on Weekends

If you’ve ever wanted to make extra money without committing to a second job, flipping items is a solid option. It’s a weekend hustle that’s straightforward, low-cost to start, and has the potential for big returns. All you need is a little time, research, and a knack for spotting deals. Here’s a step-by-step guide to…

Old woman throwing money in the air with her arms up

Financial Secrets Retirees Wish They Knew in Their 40s

Money choices in your 40s can make or break your retirement. Many retirees look back wishing they’d saved or planned differently. But the good news is that it’s not too late to learn from their mistakes and build financial security now. Here are important financial secrets you need to know before you retire. Start Prioritizing…