Brunette woman smiling sitting on a couch with pink shirt

Losing your job can be devastating. Not only is it a blow to your confidence, but you must also be extremely careful with how you spend your money. If you’re in debt, you must also factor in your monthly debt payments. Learning how to live frugally can make a huge difference in how quickly you need to find yourself a new job. These 13 tips will help you save money while you’re unemployed.

1. Visit Your Local Food Bank

Young women packing food at a food bank
Image Credit: Dragana Gordic via Shutterstock.

The food bank is meant for situations like these. Don’t be too prideful to accept the help that is available to you. It can make a huge difference if you’re having trouble affording basic needs like food.

💸 Take Back Control of Your Finances in 2025 💸
Get Instant Access to our free mini course
5 DAYS TO A BETTER BUDGET

2. Stick to Necessities Only

Woman preparing breakfast in kitchen
Image Credit: Shift Drive via Shutterstock.

Review your spending and cut off everything that isn’t a necessity—no more streaming services or going out to eat until you have extra money to afford ‘wants’ and ‘needs.’

3. Entertainment

Girl looking for books at a local
Image Credit: SeventyFour via Shutterstock.

Take advantage of free resources and entertainment. Places like your local library have so much more to offer than just books. Visit your local library and ask the librarian about their free programs.

4. Don’t Waste Leftovers

Leftover containers inside a refrigerator
Image Credit: Joe Belanger via Shutterstock.

Save any meal you don’t finish for a later date, even if it’s only a few bites. Pair it with another dish as a side. Throwing out perfectly good food is like throwing money away.

5. Check Buy-Nothing Groups

Person looking at Facebook Marketplace on their phone
Image Credit: ThomasDeco via Shutterstock.

Join local Facebook swap or buy-nothing groups. Many people are willing to help with food or give away items they no longer need to those in need. In some cases, you’re even able to request specific items you’re looking for, and people can oblige.

6. Contact Local Churches

White church with beautiful sky and sunset
Image Credit: MaxMaximovPhotography via Shutterstock.

Many churches have outreach programs for the community for those who need assistance. Even if you don’t personally belong to the congregation, call the church office and inquire about their programs.

7. Donate Plasma

Person sitting in a chair donating blood
Image Credit: ESB Professional via Shutterstock.

In some cases, you can donate plasma for money. It is a reasonably easy way to make money if you can do so. There is likely a plasma donation center in your area, and most will allow you to donate a few times per month, often earning you a few hundred bucks.

8. Surveys

Woman completing an online survey on her laptop
Image Credit: Rawpixel.com via Shutterstock.

Many online survey companies will pay you small amounts for your time. It isn’t much money, but it is a way to earn extra money or free gift cards in your spare time. Or try out some apps where you can get paid to play games on your phoneyes, that’s actually a thing.

9. Unemployment

Woman quitting her job and walking out with a box of her belongings
Image Credit: Ijeab via Deposit Photos.

If circumstances allow, apply for unemployment as soon as possible. It can often take time for your claim to be approved that you’ll have a short waiting period before you can start collecting, so the sooner you apply, the better.

10. Job Fairs

Man reading work letter and looking excited
Image Credit: Fizkes via Shutterstock.

Attend as many job fairs as possible. Apply to anything that aligns with your work experience. Job fairs are also a great way to continue to network in your industry even after you secure new employment.

11. Don’t Be Shy

Man putting a woman down and she looks upset
Image Credit: Ground Picture via Shutterstock.

Don’t hide your situation. Yes, you may feel embarrassed, but there’s no shame in explaining to those close to you what you’re going through. Perhaps they know someone looking to hire help or will be willing to keep their eyes open for job opportunities that may be a good fit for you.

12. Apps

Man sitting down making a phone call
Image Credit: Branislav Nenin via Shutterstock.

Some apps like Flashfood advertise food at discounted prices in your area. This is a great way to save money on groceries. Typically, it’s for fresh food, so even if you can’t eat it right away, you can freeze it and save it for later.

13. Utilities

Man holding a lightbulb and saving coins in a piggy bank
Image Credit: LookerStudio via Shutterstock.

Most utility companies have programs for low-income earners where you can receive services at a discounted rate. Contact your utility providers to see if you qualify for reduced rates.

These Life Hacks Will Save You a Ton of Money, According to the Internet

Woman holding a bunch of cash smiling in front of her laptop
Image Credit: ViDI Studio via Shutterstock.

Reddit may not be the first place you go when you’re looking for inspiration to save money, but the life hacks subreddit probably has more ideas than you’d expect. The original poster (OP) asked his fellow Redditors, “What’s a life hack that’s saved you a ton of money?” The r/lifehacks community was quick to share their best money-saving tips. These Life Hacks Will Save You a Ton of Money, According to the Internet

The Best Gas Apps To Save Money at the Pump

Woman's hands pumping gas
Image Credit: HayDmitriy via Deposit Photos.

With gas prices hitting record levels this year, it’s no surprise that consumers are looking for ways to cut costs. That’s where gas apps come in. These apps help you find the cheapest gas and offer rewards too. The Best Gas Apps To Save Money at the Pump