How the 30-30-30-10 Budget Rule Actually Works for Budgeting Your Money

How the 30-30-30-10 Budget Rule Actually Works for Budgeting Your Money

If you haven’t had a great experience with budgeting or are ready to give budgeting a shot, you’ll want to have a look at the 30-30-30-10 budget rule. Creating a budget – or spending plan – for your money before it arrives in your bank account is a crucial part of achieving financial wellness. There…

Inexpensive Gifts for the Woman Who Has Everything-Under $25 (2022)

Inexpensive Gifts for the Woman Who Has Everything-Under $25 (2022)

Need some ideas for inexpensive gifts for the woman who has everything? The women in your life deserved to be showered with gifts – and love, of course – every day, not just on a special occasion. And while shopping for birthdays and holidays like Mother’s Day and Valentine’s Day can really add up (especially…

Free Printable Debt Tracker to Help You Payoff Your Debt Fast

Free Printable Debt Tracker to Help You Payoff Your Debt Fast

If you’re currently on a debt-free journey or looking to begin getting out of debt, these printable debt tracker worksheets are a great way to track your progress and stay motivated along the way…plus, they’re FREE! The only way you will ever permanently take control of your financial life is to dig deep and fix…

13 Dave Ramsey Bloggers Share Their Thoughts on the Baby Steps System

13 Dave Ramsey Bloggers Share Their Thoughts on the Baby Steps System

Dave Ramsey’s Baby Steps System has been followed by millions of people – my husband and I included. Learning and putting Dave’s methods into practice not only helped us get out of debt in under two years but also led to me starting this blog in an effort to share all I’d learned with others….

5 Reasons Index Funds Are the Best Investment for New Investors

5 Reasons Index Funds Are the Best Investment for New Investors

Let’s talk about why index funds are the best investment for new investors – but let’s do it in a way that doesn’t require a finance degree. It’s probably important to mention this is simply my opinion based on my own research and experience, but I’m going to share it with you in terms you…