You don’t need big savings or complex plans to prepare for retirement. Small, simple steps you take today can set you up for a better future. Here are nine free ways to start preparing for retirement right now. Track Your Expenses Understanding where your money goes is the first step in retirement planning. Start tracking…
Investments don’t need to be big to make a difference over time. Small, smart choices can lead to major rewards as they grow. Here are eight small investments that could pay off significantly in the future. Start small and reap the benefits later. Index Funds Index funds are a low-cost, low-maintenance investment that grows steadily…
Do you have an irregular income that makes it difficult to set a monthly budget that works? You know you need a budget, but every time you sit down and try to set one up, you probably get discouraged because of your fluctuating income, right? I understand how difficult it can be to create a…
Buying used items is one of the easiest ways to save money, but it’s not the right choice for everything. Some secondhand items are great deals, while others can cost you more in the long run. Here are five things to always buy used—and three you should skip every time. Furniture Used furniture is often…
Did you know that you can start a side hustle without spending any money upfront? With some effort and perseverance you can earn extra money without needing to invest anything upfront. Check out these 15 side hustle ideas you can start today without spending a dime. Freelance Writing Are you good with words? Freelance writing…
Ever feel like you’re doing everything right with your budget, but your savings still won’t budge? Some advice just doesn’t work in real life. If you’re tired of seeing no progress, it’s a good time to rethink what you’ve been told and find better ways to make your money work for you. If you’re following…
