Finding a city that combines affordable housing with a healthy job market isn’t easy. But some places across the U.S. still strike that balance. These fifteen cities keep costs lower than national averages while offering steady employment opportunities, making them great options for anyone looking to stretch their income without sacrificing quality of life.
Huntsville, Alabama
Huntsville has grown rapidly thanks to its aerospace and defense industries. Despite the growth, housing remains more affordable than in most major metro areas. The city consistently ranks high for job opportunities and livability, drawing both young professionals and retirees. According to Forbes, Huntsville is one of the best affordable U.S. cities to live in 2025.
💸 Take Back Control of Your Finances in 2025 💸
Get Instant Access to our free mini course
5 DAYS TO A BETTER BUDGET
Des Moines, Iowa
As a hub for finance and insurance, Des Moines offers a stable job market along with affordable housing. The cost of living is well below the national average, giving residents more room in their budgets. Many families and professionals are drawn to the city’s combination of career growth and manageable expenses.
Omaha, Nebraska
Omaha’s diverse economy spans health care, finance, and agriculture, creating strong job stability. Housing prices remain affordable compared to many other cities of its size. Residents also benefit from a lower overall cost of living, making it easier to save and invest.
Knoxville, Tennessee
Knoxville’s economy is supported by education, energy, and health care, offering a wide variety of jobs. Housing costs are still accessible, even as the city grows in popularity. Its mix of urban amenities and access to the outdoors makes it appealing for families and professionals alike.
Fort Wayne, Indiana
Fort Wayne is among the most affordable mid-sized cities in the U.S. Housing costs are much lower than national averages, and the job market remains strong in manufacturing and health care. With a thriving downtown and steady growth, it offers affordability without sacrificing quality of life.
Oklahoma City, Oklahoma
Oklahoma City continues to expand while keeping housing prices reasonable. Jobs in energy, construction, and professional services help drive the local economy. With low unemployment rates and affordable living, it’s an attractive option for people seeking stability.
San Antonio, Texas
San Antonio stands out in Texas as one of the more affordable big cities. Housing costs are lower than in Austin or Dallas, and job growth is fueled by the military, health care, and education sectors. The city also offers a rich cultural scene at a fraction of the cost of larger metros. A WTOP report ranked San Antonio among the most affordable U.S. cities to live in 2025–2026.
Green Bay, Wisconsin
Green Bay offers affordable housing and a strong sense of community. Jobs in health care, manufacturing, and food production keep the economy stable. It’s a smaller city with a family-friendly environment that still offers professional opportunities.
Akron, Ohio
Akron remains one of the most budget-friendly housing markets in the nation. The city has steadily grown in services, manufacturing, and health care. Its affordability and central location make it a practical choice for both young workers and retirees.
Buffalo, New York
Buffalo has affordable real estate compared to most of the Northeast. Health care, education, and government jobs provide stability for the workforce. The city has been revitalizing, offering a lower-cost alternative to more expensive nearby metros.
Wichita, Kansas
Wichita’s economy is built on aviation and manufacturing, with plenty of skilled jobs available. Housing prices remain below national averages, allowing families to live comfortably without overspending. The city’s affordability has made it a steady choice for long-term residents.
Memphis, Tennessee
Memphis is one of the most affordable large cities in the U.S. The logistics sector, along with health care and education, provides strong employment options. Combined with low housing costs, it offers an urban lifestyle without the high price tag.
Kansas City, Missouri
Kansas City boasts a diverse economy with opportunities in health care, finance, and manufacturing. Housing prices are more affordable than in many coastal cities, and the job market has shown consistent growth. Its cultural and entertainment options add to its appeal.
Hickory, North Carolina
Hickory combines affordable housing with a growing local economy. While smaller than other cities on this list, it has seen gains in small businesses and manufacturing. Its low cost of living makes it especially attractive to families and retirees.
Tulsa, Oklahoma
Tulsa offers affordable housing and a growing job market in tech and energy. The city has even launched programs to attract remote workers, boosting its economic base. With a balance of low living costs and increasing career opportunities, it’s becoming a popular relocation spot.
Like our content? Follow us for more!
The article 15 Affordable U.S. cities with strong jobs and housing first appeared on Cents + Purpose.