Managing your finances doesn’t always require making big, drastic changes. Sometimes, it’s the small things around your house that can quietly eat away at your budget. By paying attention to the little habits and items that waste money, you can make simple adjustments that lead to big savings. Here are thirteen common money-wasters in your home—and how you can stop them before they make a big impact.
Bottled Water
Bottled water is a quick and convenient option, but it’s often much more expensive than tap water. Not only are you paying for the water itself, but also the packaging and environmental impact. Consider switching to a reusable water bottle and a water filter if necessary. It’s better for your wallet and the planet.
💸 Take Back Control of Your Finances in 2025 💸
Get Instant Access to our free mini course
5 DAYS TO A BETTER BUDGET
Excessive Lighting
Leaving lights on in rooms you aren’t using is a simple habit that can quickly increase your electric bill. Many people don’t realize how much energy they waste by forgetting to turn off lights or using inefficient bulbs. Start using energy-efficient LED bulbs and make it a habit to turn off lights when you leave a room. It’s a small change that can make a big difference over time.
Unused Appliances
You probably have multiple small appliances gathering dust in the back of cabinets or on countertops—things like bread makers, juicers, or coffee machines. If you’re not using them regularly, they’re taking up valuable space and potentially wasting energy.
Instead of letting them sit unused, consider donating or selling them. This clears up space and keeps you from wasting money on things you don’t need.
Single-Use Items
It’s easy to fall into the habit of buying single-use items like plastic cutlery, paper plates, and plastic bags. While convenient, these items add up quickly and are often not environmentally friendly. Instead, invest in reusable alternatives like stainless steel straws, cloth napkins, and reusable grocery bags. You’ll save money and reduce waste in the long run.
High-End Cleaning Products
Pricey cleaning products may look nice on the shelf, but most don’t work any better than the cheaper stuff. Basic all-purpose cleaners usually get the job done just as well. You can even make your own with vinegar and baking soda. It’s cheaper, simple, and still leaves your home clean.
Wasting Food
Food waste adds up fast—especially if you’re not paying attention to what’s in your fridge. Tossing leftovers or letting things expire is like throwing money away. Plan your meals, check dates on the foods in your fridge, and use what you already have before buying more. A little effort here can save a lot.
Expensive Cable Packages
Many people continue to pay for expensive cable packages that include channels they never watch. Streaming services have become more affordable and customizable, offering more content for less money. Consider cutting the cord and switching to a streaming service that fits your needs. You’ll save money and only pay for the channels you actually watch.
Unnecessary Extended Warranties
Extended warranties are often sold on items like electronics, appliances, and furniture, but they’re not always necessary. Most products come with a manufacturer’s warranty, and credit cards sometimes offer additional purchase protection.
Before buying an extended warranty, consider whether it’s really worth the extra cost. Often, the cost of the warranty exceeds the potential repair or replacement cost.
Overpriced Coffee
Buying coffee every day from your local coffee shop can add up quickly. While it’s a nice treat, the cost of daily coffee runs into hundreds, if not thousands, of dollars a year. Instead, consider brewing your own coffee at home and investing in a quality coffee maker. You can save a significant amount of money by making coffee at home—plus, it’s often more convenient!
Unused Subscriptions
We’ve all signed up for a free trial or subscribed to a service we thought we’d use, only to forget about it later. Monthly subscriptions to magazines, streaming services, and fitness apps can silently drain your bank account. Take some time to review your subscriptions and cancel any that you don’t regularly use. Keeping track of them can help you avoid paying for things that aren’t serving you.
Impulse Purchases
It’s easy to give in to impulse purchases, especially when shopping online or walking through stores. These small, unplanned buys can add up over time and put a dent in your budget. To avoid impulse spending, create a shopping list before you go to the store, and stick to it. It’s also helpful to wait 24 hours before buying something non-essential to give yourself time to think it over.
Poorly Maintained Appliances
Keeping appliances like refrigerators, washing machines, and air conditioners in good working order is key to saving money. Neglecting maintenance, such as cleaning filters or checking for leaks, can cause these appliances to use more energy and break down prematurely. Regular maintenance not only extends the life of your appliances but also ensures they run efficiently, saving you money on energy costs and repairs.
Overstuffed Closets
We often hang on to clothes we no longer wear or items we no longer need, thinking we’ll use them later. But overstuffed closets take up valuable space and prevent you from getting the most out of your living area. Take the time to declutter and donate items you don’t use. Not only will you make space in your home, but you’ll also avoid spending money on things you already have.
Making Small Changes to Save Big
The key to saving money around the house is being mindful of your habits. The best part is that many of these changes don’t require a lot of effort, but they can lead to significant savings over time. Take a look at the things around your house that may be costing you more than you realize and make small changes to improve your financial situation.
13 Ridiculous Things You’re Probably Wasting Money on
Saving money starts with noticing the small details in your budget. Hidden expenses can quietly pile up before you know it. Even tiny costs can make a big dent over time. Here are 13 dumb ways you may be wasting money—and how to cut them out. 13 Ridiculous Things You’re Probably Wasting Money on