If you’re serious about saving more, cutting back on everyday spending can make a big difference. Many people think frugal living means extreme sacrifices, but often it’s just about letting go of things that aren’t worth the cost. Here are thirteen common purchases frugal people skip…and the savings can add up faster than you’d expect.
Daily Coffee Runs
Buying coffee on the go adds up far more than most people realize. A $5 latte a few times a week can quietly cost over $1,000 a year. Frugal people make their coffee at home, using quality beans and creamers they actually like. It’s cheaper, tastes just as good, and doesn’t require waiting in line.
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Brand-Name Groceries
Store-brand and generic products often match name brands in taste and quality. By swapping just a few items each trip, shoppers can trim 20–30% off their grocery bills. Over a year, those savings add up to hundreds of dollars without feeling like a downgrade. Once you get used to the switch, you likely won’t miss the brands you left behind.
Cable TV Packages
Cable bills can easily top $150 a month for channels you never watch. Frugal households cut the cord and choose lower-cost streaming services or stick with free local channels. The variety is still there, but the cost is a fraction of what it used to be. That money can be redirected toward savings or paying off debt.
Bottled Water
Buying bottled water regularly is a habit that drains money and creates unnecessary waste. A reusable bottle and a simple water filter can provide the same convenience for pennies per refill. Many frugal people also prefer the taste of filtered water at home. Once you make the switch, it’s hard to go back.
Extended Warranties
Extended warranties sound like a smart safety net, but most people never end up using them. Frugal shoppers skip the upsell and rely on the manufacturer’s warranty or a small emergency fund for repairs. In many cases, the cost of the warranty exceeds the repair cost. Over time, saying “no” to this add-on saves hundreds.
New Cars
The value of a new car drops the moment you drive it off the lot. Frugal buyers choose reliable used cars that have already gone through their biggest depreciation hit. This choice can save thousands without sacrificing quality or safety. The money saved can go toward higher priorities like housing or retirement.
Fast Fashion
Trendy clothing often wears out quickly and needs replacing. Frugal people stick to timeless, high-quality pieces that last for years. While the upfront cost may be higher, fewer replacements mean bigger long-term savings. It also helps create a more versatile wardrobe that works for many occasions.
Pre-Cut Produce
Pre-cut fruits and vegetables are convenient, but the price markup is steep. Buying whole produce and taking a few minutes to prep it yourself saves money every trip. Frugal shoppers often batch-prep their produce for the week to make it just as convenient. It’s a small habit that pays off month after month.
Gym Memberships
Many gym memberships go unused after the first few months, making them a costly expense. Frugal people turn to free or low-cost fitness options like walking, running, or streaming workouts at home. This way, they still stay active without a monthly bill hanging over their heads. The savings can easily hit several hundred dollars a year.
Convenience Fees
ATM fees, delivery charges, and ticketing fees are small costs that quickly add up. Frugal people plan ahead to avoid them, like withdrawing cash from their own bank or picking up food instead of paying for delivery. Over time, skipping these extras frees up more money for essentials. It’s a habit that requires little effort but offers consistent rewards.
High-End Cleaning Products
Many name-brand cleaning supplies are overpriced and no more effective than generic versions or DIY mixes. Frugal households often rely on basics like vinegar, baking soda, and dish soap to handle most cleaning tasks. These options cost pennies compared to specialty cleaners. They also reduce the number of products cluttering your cabinets.
Impulse Tech Upgrades
Upgrading to the latest phone or tablet every year is an expensive habit. Frugal shoppers keep electronics until they genuinely stop working or can’t handle needed tasks. This approach saves hundreds, if not thousands, over a few years. It also helps reduce e-waste, making it a win for your wallet and the environment.
Single-Use Kitchen Tools
Kitchen gadgets that only serve one purpose take up space and cost more than they’re worth. Frugal cooks stick to versatile tools that can handle multiple jobs, like a sharp chef’s knife or a cast-iron skillet. This not only saves money but also keeps the kitchen less cluttered. The focus stays on function over novelty.
Saving by Skipping
Cutting these purchases doesn’t have to feel restrictive. When you see how much money you’re keeping, it often feels empowering instead. Over time, small shifts like these can make a major difference in your financial freedom.
15 Ways to Save Big That Most People Think Are Too Extreme
Some savings strategies seem a little over the top at first, but they can seriously transform your personal finances. While most people overlook these methods due to misconceptions or discomfort, they can make a huge difference if you give them a chance. If you’re ready to rethink the way you handle money, check out these unconventional yet effective tips. 15 Ways to Save Big That Most People Think Are Too Extreme