Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

Woman holding keys

8 Reasons More Americans Are Choosing Renting Over Owning

For decades, owning a home was seen as the ultimate goal for American families. But this year, that dream looks different. Rising costs, lifestyle changes, and financial realities are pushing more people toward renting instead. Here are eight reasons renting is becoming the preferred choice for many households. High Home Prices Home values have surged…

Stressed out woman holding her hand on her head

7 Ways Gen X Got Stuck With the Worst Retirement Deal

Gen X often gets overlooked between baby boomers and millennials, but when it comes to retirement, they’ve been dealt a tough hand. Born between the mid-1960s and early 1980s, this generation is facing challenges that make saving and planning harder than ever. Here are seven reasons Gen X may struggle more than any other group…

Gen Z woman laying on a bed shopping on her laptop with a credit card

10 Spending Habits That Show How Gen Z Differs From Baby Boomers

Every generation has its own money habits, shaped by the economy they grew up in. For boomers, stability and ownership were key, while Gen Z is entering adulthood in a world of rising costs and rapid change. Their priorities look different, and so does the way they spend. Here are ten clear ways Gen Z’s…

African American couple looking sad to sell their house

10 Reasons Retirees Are Selling Homes While Millennials Can’t Buy

The current housing market feels like two different stories. Many baby boomers are putting homes up for sale, often cashing out after decades of ownership. At the same time, millennials are struggling to even get into the market. Here are ten reasons why older generations are selling and why younger buyers are being locked out….

Young woman looking out the window and looking sad

9 Harsh Money Lessons Gen Z Is Learning Right Now

Gen Z is stepping into adulthood during one of the toughest financial times in recent memory. Between high living costs, student loans, and job uncertainty, they’re facing money challenges that force fast lessons. Some of these realities are unavoidable, while others could be easier with guidance. Here are nine of the harshest money lessons Gen…