Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

Glass jar filled with change on white surface with white brick wall.

What Are Sinking Funds? Everything You Need to Know…

If you’re new-ish to the world of budgeting, you might have heard this strange term sinking fund before and wondered what it means.  Nope, it’s not a new type of investment; instead, it’s an incredibly helpful budgeting tool you should definitely be using!   Technically (according to Google dictionary, anyway), a sinking fund is a…

How Monthly Meal Planning Will Save You Time and Money

I don’t know about you but I hate grocery shopping. It’s the bane of my existence…(ok, that was dramatic), and meal planning? Ugh, it’s the worst…so I bet you’re thinking that monthly meal planning must be plain torture?  Hear me out.  After food shopping every single week and buying virtually the same foods (yawn) for…

Colored pencils and a wooden pencil sharpener

7 Money-Saving Tips for Back-to-School Shopping on a Budget

Can you believe it is almost that time already? I think I’m in denial. I do not want to go back-to-school shopping.  Doesn’t that officially mark the end of summer? When the stores began stocking back-to-school supplies, I swore on all that was holy that I would NOT purchase one marker, backpack, or pencil case…