Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!
Living on a budget is crucial when working towards reaching your financial goals but creating and sticking to a personal budget is only half the battle. The act of balancing a budget at the end of each budget period is an essential part of the budgeting process that many people skip. While balancing your budget…
Minimalists are known for living with less, but that doesn’t mean they don’t spend money at all. In fact, minimalists are likely to spend on things that enhance their quality of life in some way. Here are 13 things minimalists spend money on that might surprise you. Quality Over Quantity Minimalists prefer to buy high-quality…
The holidays can be stressful not just because you have to see your weird Aunt who smells funny but financially stressful as well. If you’ve found yourself unprepared or with a less-than-impressive amount in your holiday sinking fund, never fear…I’ve put together a list of seven extra income ideas (plus a bonus) to earn cash for…
If you’d take the time to track your spending for a month, what would you find? Unless you’re super intentional and live very frugally, I’d bet the data would show you’re overspending in some areas of your finances. Let’s talk about how to stop wasting money and spend less. Oftentimes we don’t even realize how…
Side hustles have become incredibly popular, with many people looking for ways to earn extra income outside of their regular jobs. However, not all side hustles turn out to be as profitable as people hope. Here are 13 reasons why side hustles aren’t always profitable. Initial Investment Costs Starting a side hustle often requires an…
Living frugally can be quite beneficial to your financial health, however, in some cases it can also have unexpected impacts on your mental health. While saving money is important, it’s important to consider how frugality affects your overall well-being. Here are 11 ways frugality can impact your mental health. Constant Financial Stress Constantly worrying about…
