Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

Freelance writer working on her computer

Little-Known Freelancing Niches That Pay Surprisingly Well

If you want to move beyond mainstream freelance work, there are plenty of overlooked options out there. Lesser-known niches often offer higher pay and less competition. Skilled professionals in these fields are in high demand. Here are some unexpected freelance opportunities that can earn you more. Medical Writing for Lay Audiences Most people assume medical…

Older man looking ahead with a somber look on his face

The Hidden Costs of Retirement No One Talks About

Retirement is usually seen as a time for relaxation, but hidden costs can catch you off guard. Many retirees face unexpected expenses that strain even well-planned budgets. Understanding these surprises can help you better prepare for what retirement may actually look like. Healthcare Costs Beyond Insurance Even with Medicare, healthcare isn’t cheap. You’re looking at…

Person tracking expenses on a budgeting app

How to Track Your Expenses Like a Pro: 10 Simple and Effective Tips

You don’t need to feel overwhelmed or bored when it comes to tracking your spending. With the right mindset and tools, managing money can actually feel rewarding. Whether you’re saving for something big, staying on budget, or just tired of losing track of your cash, these tips can help you take control. Build a Budget…

Man looking upset about his credit score

11 Surefire Ways to Build and Maintain an Excellent Credit Score

Your credit score plays a big role in your finances; things like loan approvals and interest rates depend upon it. It’s not about luck or income—it’s about building smart, consistent habits. Whether you’re starting fresh or improving your score, these steps can help you take control. Pay Every Single Bill on Time This is one…

Young woman sitting with her head in her hand looking upset

The Ugly Truth About Living Without a Safety Net

Living without a safety net teaches you a lot about life, but not all of it is comforting. It’s a reality millions face, often juggling uncertainty with resilience. Here’s a breakdown of the harsh truths that don’t get enough attention, even though they shape so many people’s daily struggles. Financial Stress Becomes Your Constant Companion…

Young woman working on laptop holding a bunch of cash

How to Start Flipping Items for a Quick Profit on Weekends

If you’ve ever wanted to make extra money without committing to a second job, flipping items is a solid option. It’s a weekend hustle that’s straightforward, low-cost to start, and has the potential for big returns. All you need is a little time, research, and a knack for spotting deals. Here’s a step-by-step guide to…