Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

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11 Luxuries That Became Normal But Aren’t Affordable Anymore

Things that once felt affordable now make people think twice. Everyday comforts that used to be easy buys are starting to feel out of reach. Budgets really are tighter, and more people are cutting back to cope. For many, even small changes in price are shaping daily choices. More and more people are adjusting their…

Cell phone with the letters AI on the screen with a background of cash

7 Ways People Are Actually Making Money With AI

AI is already creating income opportunities for everyday people. Some use it to build businesses, while others turn it into side money. It’s powering tools, creative projects, and new ways to work more efficiently. Here are seven common ways people are earning with AI. Freelance Writing and Content Creation AI tools can speed up research,…

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10 Popular Items That Are Becoming Hard to Find

Everyday items we’ve relied on for years are starting to disappear from stores. Rising costs, new technology, and changing habits are pushing them out. Here are ten products that may not be around much longer. Paper Checks Fewer people are writing checks for bills or shopping. Digital payments, apps like Venmo, and automatic transfers make…

Woman sitting at her desk looking very frustrated

12 Reasons Hard Work Doesn’t Always Pay Off

Working hard has always been seen as the recipe for success. But in today’s world, effort alone doesn’t always deliver the results you expect. Other factors like timing, privilege, and strategy now play a much bigger role. Here are twelve reasons hard work doesn’t always equal success. Opportunities Aren’t Equal Not everyone starts from the…

Person holding a tiny model home in their hand

9 Ways Rising Insurance Costs Are Changing Housing

Owning a home already comes with plenty of costs, but insurance is becoming one of the hardest to manage. Premiums keep climbing, leaving families with tough choices about what they can afford. Rising rates are even shaping where people buy and how they think about housing. Affordability Is Shrinking For many buyers, the monthly payment…