Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

Young woman looking at her student loan bill

15 Household Expenses To Stop Feeling Guilty About

Many people feel bad about what they spend at home. However, spending a bit more on your household expenses sometimes is normal and doesn’t mean you’re failing with money. Some purchases are essential for your comfort, health, and well-being. Here are ten expenses to never feel guilty about paying. Utility Bills Everyone needs heat, lights,…

Senior woman looking frustrated working on her laptop

9 Popular Budgeting Rules That Don’t Make Sense Anymore

A lot of old budgeting rules just don’t match real life now. Maybe you’ve tried advice from years back and found it made things harder. If certain tips leave you stressed or still struggling with bills, it’s probably time to try something new. The 50/30/20 Rule The 50/30/20 rule sounds simple—half for basics, some for…

Young woman wearing a red jacket smiling with her arms out

15 Ways To Live With Less (and Love Every Minute of it)

Cutting back doesn’t mean you have to feel deprived. In fact, some of the simplest habits and choices can make life feel fuller, happier, and, yes, richer—even when you’re living on less. Here are eleven ways to make your days feel abundant, even if your bank balance is a lacking. Embracing Minimalism Owning less can…

Woman frustrated with a table full of bills

13 Outdated Personal Finance “Truths” To Quit Believing Yesterday

Personal finance advice gets passed down like family recipes—except no one double-checks what’s still useful. Some “truths” you learned back in the day are now just holding you back, costing you real money or peace of mind. If you’re still following any of these dusty old money rules, it’s time to leave these behind and…

Man sitting with his head in his hands looking sad with a piggy bank

9 Things Frugal People Refuse to Spend Money On—Right or Wrong?

Skipping certain purchases can make a big difference in your budget. Those who save the most often have habits that go unnoticed by others. Want to spot where the real savings hide? Here are some places where smart spenders hold onto their cash. Extended Warranties at Checkout Extended warranty offers come up at the checkout…

Young woman working on laptop holding a bunch of cash

15 Creative Side Hustles You Can Start With No Extra Money

Did you know that you can start a side hustle without spending any money upfront? With some effort and perseverance you can earn extra money without needing to invest anything upfront. Check out these 15 side hustle ideas you can start today without spending a dime. Freelance Writing Are you good with words? Freelance writing…