Money

Personal finance articles to help you learn how to budget, save money and get out of debt. Helping you cut expenses, live below your means, live more frugally and love your life on a budget!

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8 Popular Money-Saving Tips That Actually Waste Your Time and Energy

Not all money-saving tips are worth the effort. Some ideas seem helpful but take too much time for little payoff. Knowing what’s not worth it can save both time and frustration. Here are eight common tips that might waste more energy than they’re worth. Making Everything Yourself Making products like laundry detergent or cosmetics yourself…

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23 Ways To Work From Home in 2025 (Without Talking on the Phone)

There is a variety of non-phone work-from-home jobs that pay well. These online careers include transcription, bookkeeping, tutoring, writing, and more. They typically have flexible hours and pay hourly, with some even offering incentives and bonuses for good work. But the best part is that each option is considered a non-phone work from home job,…

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9 Lifestyle Swaps That Made Me $5,000 (Without a Side Hustle)

You don’t need to work extra hours to have more money left over. Simple everyday changes can make a big difference. Here are nine habits I swapped and ended up with an extra $5,000 in my pocket—without picking up a side gig. Switched to “No-Spend” Weekends My weekends used to mean dinners out, movies, and…

Cartoon-like woman looking surprised with a bunch of cash

8 Things You’re Paying for That You Could Be Getting for Free

It’s easy to waste money on things without realizing there are free alternatives. Many paid services offer free options that work just as well—or even better. Cutting unnecessary costs can add up to big savings over time. Here are eight things you might be spending on unnecessarily. Credit Score Reports Are you paying to check…