Intentional Living

To “live intentionally” means to live according to your values and beliefs.  I believe when we commit to being more thoughtful in how we spend our time and our money we can overcome the overwhelm, reduce financial stress, and live a more purposeful life.

Intentional living allows us to take better care of our minds and our bodies, and in turn, better care of those around us.

Here you’ll find content to help you spend less time and money on the things that matter less so you can create margin in your life and your budget to spend more on the things that matter most.

Man looking worried while looking at a letter

His New Dentist Showed Him a Treatment Plan With $0 Out of Pocket, Overbilled His Insurance and Are Sending Him a $393 Bill

He’d gone into a new dental clinic for a routine checkup, x-rays, and cleaning, and before any actual treatment took place, the office printed out an Active Treatment Plan showing his Priority 1 items, the exam, cleaning, x-rays, diagnostic casts, and caries assessment. Every single line item on that printed plan showed $0.00 under the…

Woman looking very upset and in pain holding her head in her hands

She Spent Almost an Hour on the Phone With Someone Impersonating Her Bank and Sent Them a Few Hundred Dollars Before She Realized She’d Been Scammed and Got Locked Out of Her Own Account

She’d received a call appearing to come from her actual bank’s phone number, with the caller claiming fraud had been flagged on her account, specifically that someone had gained access to her online banking and was attempting to send themselves money via Zelle. Over the course of nearly an hour on the phone, the situation…

Woman arguing with her female realtor

She Found the House the Day It Listed, Offered Full Price With No Credits, and Her Agent Earned $10,000 While Spending Most of the Transaction Telling Her Requests Weren’t Worth Pursuing

She’d closed on her first home a month earlier, finding the property the very day it was listed and moving quickly to offer full asking price with no credits or concessions attached. By any reasonable measure, she’d made the transaction about as smooth and easy as a home purchase could go, minimal negotiation, no drawn…

Young woman looking at a window looking scared

She Saw Unhoused People Filling Containers From Her Apartment’s Community Spigot and Can’t Stop Thinking About Whether It’s the Reason Her Utility Bills Keep Increasing

She lived in an apartment community where water and other utilities got billed back to residents based on overall community usage. Recently, she’d noticed some individuals, likely unhoused based on what she observed, filling multiple large containers from an outdoor community water spigot and carrying them away. That sight left her genuinely conflicted, since she…

Woman holding her hands up in frustration and screaming

She Pays $650 a Month and Asked Her Landlord to Fix the AC and He Said Rent Could Go Up to $1,200, and Now She’s Trying to Figure Out If He Can Actually Do That or If It Counts as Retaliation

She currently paid $650 a month in rent, an amount she recognized as genuinely fortunate given the market, but recently needed the air conditioning repaired. In response, her landlord suggested rent could rise as high as $1,200 a month, effectively framing the AC repair itself as the justification for a dramatic increase. As a single…

Woman sitting with her hands on her face looking worried

She’s Been Getting Calls About Money Owed to Her Ex-Husband for Years and Discovered Wells Fargo Is Holding Over $90,000 for Him, but He Blocked Her Two Decades Ago and Has No Contact With Anyone From His Old Life

She’d received several phone calls over recent years from people trying to reach her ex-husband about money owed to him, prompting her to look him up on a government unclaimed property website. That search confirmed the calls were legitimate, showing Wells Fargo held more than $90,000 owed to him directly. The problem was straightforward but…