Intentional Living

To “live intentionally” means to live according to your values and beliefs.  I believe when we commit to being more thoughtful in how we spend our time and our money we can overcome the overwhelm, reduce financial stress, and live a more purposeful life.

Intentional living allows us to take better care of our minds and our bodies, and in turn, better care of those around us.

Here you’ll find content to help you spend less time and money on the things that matter less so you can create margin in your life and your budget to spend more on the things that matter most.

Couple talking on couch

Her Dad Asked Her Boyfriend to Put Up His Gaming Console Before Lending Him Money, Her Boyfriend’s Dad Gave Him the Cash Outright, and Now Her Boyfriend Wants Her to Take Out the Loan in Her Name Instead

ByKristin Stones

Her boyfriend needed fast cash to buy a car, and given the timing, with their baby due any day now, the request landed at a moment where family dynamics were already carrying extra weight. Despite that upcoming milestone, her boyfriend had never really made an effort to build a relationship with her father, generally described…

Parents arguing with their adult daughter

Her Parents Are Approaching 60 With No Retirement Savings and Has Been Carrying the Stress of Their Financial Future Almost Entirely on Her Own

ByKristin Stones

Her parents were in their late 50s and early 60s, running a small business on one side while the other stayed home supporting that work, living paycheck to paycheck with no retirement fund built up and likely carrying existing debt. She, in her 20s, had taken it upon herself to learn about personal finance largely…

Female cashier getting yelled at by her boss

She’s a Part-Time Cashier Who Stayed Past Her Scheduled Shift to Finish a Task and Her Manager Said Leaving at the End of a Shift Requires Permission Depending on How Many People Are Working That Day

ByKristin Stones

She was a part time, hourly cashier and stocker, currently balancing limited hours around her college schedule. During a recent Saturday shift scheduled 9 to 3, she was finishing up a task around 2:55, recognizing she wouldn’t quite finish before her shift officially ended. She stayed about ten minutes past her scheduled end time to…

Couple sitting on couch looking upset

She’s Remarrying at 49 and Her Fiancé Wants to Put His Condo Proceeds Into Her House and Her Daughter Asked One Question That Made Her Realize Nobody Had Thought Through What Happens to That Money if She Dies First

ByKristin Stones

She was 49, divorced, and preparing to remarry next year to a man of 52 who was also divorced. Neither of them came into the relationship wealthy, but both had built something solid on their own over the years. She had about $280,000 in retirement savings and roughly $160,000 in equity in her house, while…

Parents arguing with adult daughter

She Spent Months Arranging $300,000 to Buy Her Parents an Apartment They Could Afford to Live In and When the Money Was Ready They Said the Apartment Was Too Small and Found a More Expensive Condo Instead

ByKristin Stones

She and her husband, living in Wisconsin with children of their own, had built up significant savings through solid but not extravagant careers, hers in sales and his in teaching. That savings wasn’t at a level where $300,000 was money they could simply give away without meaningful impact on their own financial security. Her parents,…

Father and teenage daughter arguing

She’s Paid for Every Repair and Insurance Bill on Her Car for Eight Years Since Her Grandmother Gave It to Her, and Her Father Just Told Her He Plans to Sell It and Keep the Money Because the Title Is in His Name

ByKristin Stones

Her grandmother had given her the car she currently drives as a high school graduation gift over eight years ago, and since receiving it, she’d personally covered every repair, all her insurance payments, and every other cost associated with owning and maintaining it. At the time it was given to her, her siblings weren’t yet…