Intentional Living

To “live intentionally” means to live according to your values and beliefs.  I believe when we commit to being more thoughtful in how we spend our time and our money we can overcome the overwhelm, reduce financial stress, and live a more purposeful life.

Intentional living allows us to take better care of our minds and our bodies, and in turn, better care of those around us.

Here you’ll find content to help you spend less time and money on the things that matter less so you can create margin in your life and your budget to spend more on the things that matter most.

Man holding his head and looking like he's regretting something

10 Signs America’s Middle Class Is Shrinking

The middle class has long been the backbone of the American economy, but many signs suggest it’s losing ground. Rising costs, stagnant wages, and changing job structures are squeezing families who once felt financially secure. Here are ten clear signs that the middle class is under pressure in 2025. Housing Costs Outpace Incomes Home prices…

Retired couple sitting on the beach in Florida

7 Places Retirees Are Flocking To Avoid High Costs

Rising expenses are forcing many retirees to rethink where they live. Popular retirement hotspots with high housing and tax burdens are losing ground. Instead, seniors are choosing smaller towns and states where their money stretches further. These moves reflect a shift toward affordability, access to healthcare, and quality of life. Florida’s Smaller Cities Florida still…

Tip jar filled with cash

8 Things Americans Used to Tip For—But No Longer Do

Tipping in the U.S. has shifted a lot in recent years. People are reevaluating who really deserves extra cash, and where it feels like businesses are pushing too far. While tipping is still strong in some industries, here are eight situations where many Americans have started cutting back. Counter Service Coffee Shops It used to…

Lake Coeur d' Alene in Idaho

12 Small Towns Becoming Unexpected Retirement Hotspots

Plenty of retirees don’t want the noise and pace of city life. They’re looking for quiet streets, nearby nature, and easy access to healthcare and daily needs. Communities that offer those things while staying affordable are attracting the most interest. Here are twelve towns that are unexpectedly becoming retirement hotspots. Greenville, South Carolina Greenville blends…

Downtown view of Wichita, Kansas

15 Affordable U.S. Cities With Strong Jobs and Housing

Finding a city that combines affordable housing with a healthy job market isn’t easy. But some places across the U.S. still strike that balance. These fifteen cities keep costs lower than national averages while offering steady employment opportunities, making them great options for anyone looking to stretch their income without sacrificing quality of life. Huntsville,…

Older man doing a puzzle

9 Harsh Truths Retirees Wish They Knew Sooner

Retirement often turns out to be less comfortable than people expect. Even with years of planning, surprises like medical costs, emotional adjustments, or financial missteps can make things harder. Many retirees say they wish they had known these things sooner so they could have planned differently. Learning from their experiences today can help you avoid…