Intentional Living

To “live intentionally” means to live according to your values and beliefs.  I believe when we commit to being more thoughtful in how we spend our time and our money we can overcome the overwhelm, reduce financial stress, and live a more purposeful life.

Intentional living allows us to take better care of our minds and our bodies, and in turn, better care of those around us.

Here you’ll find content to help you spend less time and money on the things that matter less so you can create margin in your life and your budget to spend more on the things that matter most.

Woman arguing with her female realtor

She Found the House the Day It Listed, Offered Full Price With No Credits, and Her Agent Earned $10,000 While Spending Most of the Transaction Telling Her Requests Weren’t Worth Pursuing

ByKristin Stones

She’d closed on her first home a month earlier, finding the property the very day it was listed and moving quickly to offer full asking price with no credits or concessions attached. By any reasonable measure, she’d made the transaction about as smooth and easy as a home purchase could go, minimal negotiation, no drawn…

Young woman looking at a window looking scared

She Saw Unhoused People Filling Containers From Her Apartment’s Community Spigot and Can’t Stop Thinking About Whether It’s the Reason Her Utility Bills Keep Increasing

ByKristin Stones

She lived in an apartment community where water and other utilities got billed back to residents based on overall community usage. Recently, she’d noticed some individuals, likely unhoused based on what she observed, filling multiple large containers from an outdoor community water spigot and carrying them away. That sight left her genuinely conflicted, since she…

Woman holding her hands up in frustration and screaming

She Pays $650 a Month and Asked Her Landlord to Fix the AC and He Said Rent Could Go Up to $1,200, and Now She’s Trying to Figure Out If He Can Actually Do That or If It Counts as Retaliation

ByKristin Stones

She currently paid $650 a month in rent, an amount she recognized as genuinely fortunate given the market, but recently needed the air conditioning repaired. In response, her landlord suggested rent could rise as high as $1,200 a month, effectively framing the AC repair itself as the justification for a dramatic increase. As a single…

Woman sitting with her hands on her face looking worried

She’s Been Getting Calls About Money Owed to Her Ex-Husband for Years and Discovered Wells Fargo Is Holding Over $90,000 for Him, but He Blocked Her Two Decades Ago and Has No Contact With Anyone From His Old Life

ByKristin Stones

She’d received several phone calls over recent years from people trying to reach her ex-husband about money owed to him, prompting her to look him up on a government unclaimed property website. That search confirmed the calls were legitimate, showing Wells Fargo held more than $90,000 owed to him directly. The problem was straightforward but…

Woman stressed while buying a house

She’s About to Close on Her First Home and the Sellers Want 30 Days of Free Post-Closing Occupancy With No Penalty If They Don’t Leave, and She Can’t Walk Away Because She Already Submitted Her Earnest Money

ByKristin Stones

She was preparing to close on her first home at the end of the month, but the contract’s post occupancy terms had left her genuinely uneasy. The seller was asking for 30 days of continued occupancy after closing, entirely free of charge, with no financial penalty or protection built in if they failed to actually…

Couple talking on couch

Her Dad Asked Her Boyfriend to Put Up His Gaming Console Before Lending Him Money, Her Boyfriend’s Dad Gave Him the Cash Outright, and Now Her Boyfriend Wants Her to Take Out the Loan in Her Name Instead

ByKristin Stones

Her boyfriend needed fast cash to buy a car, and given the timing, with their baby due any day now, the request landed at a moment where family dynamics were already carrying extra weight. Despite that upcoming milestone, her boyfriend had never really made an effort to build a relationship with her father, generally described…