Living frugally isn’t about being miserable or saying no to everything you enjoy. It’s about making small shifts that help you save money without making life harder. Some of these changes can actually make your days smoother, lower your stress, and help you feel more in control. Here are thirteen frugal tweaks that don’t just cut costs—they make life better, too.
Cooking More at Home
Eating out frequently can drain your budget without you even realizing it. Cooking at home doesn’t just save you money—it can also lead to healthier meals. With a little planning and some easy-to-make recipes, you’ll be able to enjoy meals that are both delicious and cost-effective. Plus, cooking in bulk allows you to have leftovers for later, which cuts down on meal prep and grocery shopping time.
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Meal Prepping
Meal prepping is a simple but effective way to save both time and money. When you prepare your meals for the week ahead, you avoid last-minute takeout orders or expensive impulse buys at the grocery store.
Cooking in batches and storing individual portions also makes it easier to stick to a healthy eating plan without the temptation to splurge. Over time, meal prepping can save you a lot of money, and it’s a major time-saver when life gets busy.
Embracing Secondhand Shopping
Buying secondhand is one of the easiest ways to save money without sacrificing quality. From clothes and furniture to everyday household items, you can often find what you need for a fraction of the cost. Thrift stores, consignment shops, and online marketplaces are full of hidden gems that still have plenty of life left in them. Shopping used helps your budget—and cuts down on waste, too.
Using Public Transportation
If you live in an area where public transportation is available, consider using it instead of driving. Not only will you save money on gas, parking, and maintenance costs, but you’ll also reduce your carbon footprint. Taking the bus, train, or subway may seem less convenient at first, but the savings can add up quickly, and it can give you a break from the stresses of driving in traffic.
Automating Savings
One of the easiest ways to save money without even thinking about it is by automating your savings. Set up automatic transfers to a savings account each time you get paid, even if it’s just a small amount. Over time, these small contributions will add up, and you’ll have a nice cushion to fall back on. It’s a simple tweak that ensures you’re consistently saving, without the temptation to spend the money instead.
Cutting Back on Subscriptions
Many of us sign up for subscription services that we don’t really use—whether it’s streaming platforms, gym memberships, or subscription boxes. Take a moment to review your subscriptions and cancel any that you don’t use regularly. By trimming down on monthly subscriptions, you can save money that could be better spent elsewhere, or even put toward your savings.
Embracing DIY
Instead of paying for services or buying pre-made items, embrace a do-it-yourself attitude. From cleaning your own home to fixing minor repairs, DIY projects can save you money while giving you a sense of accomplishment. You don’t have to be a professional; there are plenty of online resources and tutorials that can teach you how to tackle simple projects around the house.
Downsizing Your Living Space
If you’re looking to save money, downsizing your living space can be a game-changer. Smaller homes or apartments typically come with lower rent or mortgage payments, as well as reduced costs for utilities and maintenance.
Consider moving to a more affordable area or opting for a smaller space that still meets your needs. Downsizing can not only lower your monthly expenses but also lead to a more minimalist lifestyle that focuses on what’s truly important.
Paying With Cash
Using cash instead of credit cards can help you stick to a budget. When you pay with cash, you physically see the money leaving your wallet, which makes it easier to keep track of your spending. Credit cards can lead to overspending, especially if you’re not diligent about paying off your balance each month. Paying with cash can prevent you from accumulating debt and help you stay within your budget.
Unsubscribing From Marketing Emails
How often do you find yourself tempted by deals and sales that pop up in your inbox? Marketing emails can encourage impulsive spending, and the more you receive, the harder it can be to resist. Take a few minutes to unsubscribe from email lists that don’t bring you joy or value. Not only will it reduce temptation, but it will also declutter your inbox and keep your mind focused on more important things.
Making Your Own Cleaning Products
Store-bought cleaning products can get expensive, and many contain harsh chemicals that you don’t need around your home. Consider making your own cleaning solutions using ingredients like vinegar, baking soda, and essential oils. DIY cleaning products are not only budget-friendly but also environmentally friendly and safer for your home. You can find easy recipes online that work for everything from disinfecting surfaces to removing stains.
Sharing or Borrowing Instead of Buying
Before you purchase something new, think about whether you can share or borrow it instead. For example, instead of buying tools or equipment that you’ll only use occasionally, ask a friend or neighbor if you can borrow them. If you’re into outdoor activities like hiking or biking, consider sharing gear with others instead of investing in your own. This frugal habit keeps your spending in check and fosters a sense of community.
Being Mindful of Impulse Buys
We’ve all been there: walking through a store and suddenly deciding we need something we didn’t plan on buying. Impulse buys can add up over time, leaving a dent in your budget. Before making a purchase, ask yourself if it’s truly necessary or if it’s just a fleeting desire. By being mindful of your impulse buying habits, you’ll save money and make more intentional purchases.
Frugal Habits That Improve Your Life
Small frugal tweaks can lead to big savings over time, but they also make your life more efficient and enjoyable. By cutting back on unnecessary spending, you can focus on what matters most and build a more sustainable financial future. The key is to find habits that work for you, so you’re not just saving money but improving your overall lifestyle. Start small, and soon enough, you’ll see how these simple changes can help you lead a more balanced, financially secure life.
I’m Frugal. Here Are 55 Ways I Save Every Day
This huge list of more than 50 frugal living hacks teaches you how easy it can be to live frugally and intentionally. Some of these tips will save you some serious money, and some might only save you a few dollars, but those savings, compounded over time, can have a huge impact on your budget. I’m Frugal. Here Are 55 Ways I Save Every Day