9 Controversial Minimalist Hacks To Save More Money

Minimalists often have a reputation for being extreme, especially when it comes to saving money. But their rules are all about simplicity and cutting out the unnecessary. Here are nine controversial money-saving rules minimalists live by—and whether they’re worth considering.

Own Only One of Each Item

Minimalists believe you don’t need duplicates cluttering your life—or your finances. Instead of five pairs of scissors or three sets of measuring cups, stick to one of each. It’s about quality over quantity, saving space and money at the same time. While it sounds strict, it makes everyday life simpler and reduces impulsive purchases.

Cut Out All Non-Essential Subscriptions

Minimalists are ruthless when it comes to cutting subscriptions. If it’s not critical or regularly used, it’s gone. That means ditching streaming services, premium apps, and even gym memberships unless absolutely necessary. While extreme, this approach forces you to rethink what you really value—and keep more cash in your bank account.

Only Buy Clothes You Truly Love

Instead of chasing trends or stocking a huge wardrobe, minimalists invest in fewer, high-quality pieces they genuinely love. The goal is to avoid impulse buys that end up collecting dust in your closet. Shopping becomes intentional, not mindless. While it can feel restrictive, it can also save you money and help you develop a timeless sense of style.

Stick to a 30-Day Rule for Purchases

This rule is simple: wait 30 days before buying any non-essential item. If you still want it after the wait, go for it. Minimalists use it to weed out impulse purchases and prioritize long-term value over instant gratification. It’s surprisingly effective and can stop you from wasting money on things you don’t actually need.

Use Cash for Everything

Minimalists often ditch credit cards in favor of cash to curb unnecessary spending. It’s easier to feel the financial sting when you physically hand over money. This trick makes you more mindful and deliberate about your purchases. While limiting, it’s worth trying if swiping plastic often leads to overspending.

Aim for a “Zero-Waste” Lifestyle

Minimalists emphasize buying less and creating less waste—and that means reusing, repairing, and getting creative. Instead of buying new, they repurpose items or find secondhand options. It’s a lifestyle choice that saves money and helps the planet, though it does require some creativity and effort.

Shop Only When Something Breaks

Rather than shopping for fun or convenience, minimalists wait until something is completely unusable to replace it. This avoids impulsive “just-in-case” purchases and saves serious cash. It’s not for everyone, but it’s a reminder to take stock of what you already have instead of reaching for your wallet.

Eat the Same Meals Every Week

Minimalists often repeat meals, sticking to simple recipes and basic ingredients. This cuts down on food waste, lowers grocery costs, and eliminates decision fatigue. While it can feel monotonous, it’s surprisingly freeing for those who don’t thrive on variety. Plus, it turns meal planning into a breeze.

Avoid Sales Unless You Were Already Planning to Buy

Sales are tempting, but minimalists view them as traps unless you were already planning to buy the item. Just because it’s a “deal” doesn’t mean you need it. This mindset shifts your focus from discounted prices to long-term savings. It’s tough to ignore a good sale, but this rule makes every purchase intentional.

Are These Rules Worth the Hype?

Minimalist money-saving rules might feel extreme, but they’re rooted in practicality and intention. While they aren’t for everyone, even trying a few can simplify your finances and help you spend smarter. Whether you go all in or just take inspiration from the minimalist lifestyle, there’s something valuable in their no-nonsense approach to spending.

13 Unexpected Purchases Minimalists Actually Splurge On

Minimalists are known for living with less, but that doesn’t mean they don’t spend money at all. In fact, minimalists are likely to spend on things that enhance their quality of life in some way. Here are 13 things minimalists spend money on that might surprise you.

Read it Here: 13 Unexpected Purchases Minimalists Actually Splurge On

Less is More: 10 Tips to Embrace Minimalism Like a Pro

Minimalism offers a refreshing shift towards simplicity and clarity and is an escape from the everyday hustle. It’s about focusing on what truly matters and shedding the excess that weighs you down. By embracing minimalism, you make room for more meaningful experiences and a more peaceful lifestyle. Why complicate life when you can simplify it and find joy in the essentials? Here are 10 ways to live on less and embrace minimalism.

Read it Here: Less Is More: 10 Tips to Embrace Minimalism Like a Pro