Do you have an irregular income that makes it difficult to set a monthly budget that works? You know you need a budget, but every time you sit down and try to set one up, you probably get discouraged because of your fluctuating income, right? I understand how difficult it can be to create a…
Ever feel like you’re doing everything right with your budget, but your savings still won’t budge? Some advice just doesn’t work in real life. If you’re tired of seeing no progress, it’s a good time to rethink what you’ve been told and find better ways to make your money work for you. If you’re following…
Budgeting is supposed to make your life easier and your wallet fatter. But sometimes, your efforts to save can backfire in ways you don’t even notice. You think you’re building a solid financial plan, but in reality, you’re just spinning your wheels. Here are some common budgeting mistakes that can trick you into thinking you’re…
Do you have a best friend? I’m really starting to think that my budget binder is my best friend…kind of weird, I know, but hear me out. My printable budget binder has helped my husband and I pay off $54,500 of debt in under 2 years. It has helped us budget better and improved our…
When it comes to the topic of managing your money, are you taking the best approach? While many people may believe they have a sound budgeting system and process, only a few manage to set aside money for their future. And from those few, even fewer make substantial progress toward their financial goals. A common…
If you haven’t had a great experience with budgeting or are ready to give budgeting a shot, you’ll want to have a look at the 30-30-30-10 budget rule. Creating a budget – or spending plan – for your money before it arrives in your bank account is a crucial part of achieving financial wellness. There…
