Budgeting

Budgeting is the key to financial freedom!  Learn how to create a budget you can actually stick to, what categories to include, and create simple systems for maintaining your budget along the way.

Zero-Based Budgeting 101: Best Practices to Following the Money

Zero-Based Budgeting 101: Best Practices to Following the Money

When it comes to the topic of managing your money, are you taking the best approach? While many people may believe they have a sound budgeting system and process, only a few manage to set aside money for their future. And from those few, even fewer make substantial progress toward their financial goals. A common…

7 Essential Sinking Funds Categories You Need for a Better Budget

7 Essential Sinking Funds Categories You Need for a Better Budget

How many sinking funds categories do you currently save for? If you’ve been budgeting a while, you probably know all about sinking funds and why they’re such an important component of a budget but are your sinking funds actually protecting your budget when you need them to? Do you have an adequate amount of sinking…

How the 30-30-30-10 Budget Rule Actually Works for Budgeting Your Money

How the 30-30-30-10 Budget Rule Actually Works for Budgeting Your Money

If you haven’t had a great experience with budgeting or are ready to give budgeting a shot, you’ll want to have a look at the 30-30-30-10 budget rule. Creating a budget – or spending plan – for your money before it arrives in your bank account is a crucial part of achieving financial wellness. There…

How to Create a Simple Monthly Budget You Can Actually Stick to

How to Create a Simple Monthly Budget You Can Actually Stick to

I know, trust me…budgets are the worst, right? You probably didn’t even want to click on this link because you’ve likely tried budgeting many times before, right? And if you’re anything like our family you’ve probably failed many times before too, RIGHT?!  It’s time to turn that around and finally create a simple monthly budget that…