Budgeting

Budgeting is the key to financial freedom!  Learn how to create a budget you can actually stick to, what categories to include, and create simple systems for maintaining your budget along the way.

7 Essential Sinking Funds Categories You Need for a Better Budget

7 Essential Sinking Funds Categories You Need for a Better Budget

How many sinking funds categories do you currently save for? If you’ve been budgeting a while, you probably know all about sinking funds and why they’re such an important component of a budget but are your sinking funds actually protecting your budget when you need them to? Do you have an adequate amount of sinking…

How the 30-30-30-10 Budget Rule Actually Works for Budgeting Your Money

How the 30-30-30-10 Budget Rule Actually Works for Budgeting Your Money

If you haven’t had a great experience with budgeting or are ready to give budgeting a shot, you’ll want to have a look at the 30-30-30-10 budget rule. Creating a budget – or spending plan – for your money before it arrives in your bank account is a crucial part of achieving financial wellness. There…

How to Create a Simple Monthly Budget You Can Actually Stick to

How to Create a Simple Monthly Budget You Can Actually Stick to

I know, trust me….budgets are the worst, right? You probably didn’t even want to click on this link because you’ve likely tried budgeting many times before, right? And if you’re anything like our family you’ve probably failed many times before too, RIGHT?!?!?!  Well, it’s time to turn that around and finally create a simple monthly budget…

3 Simple Steps to Balancing a Budget (and Why it’s Important)

3 Simple Steps to Balancing a Budget (and Why it’s Important)

Living on a budget is crucial when working towards reaching your financial goals but creating and sticking to a personal budget is only half the battle. The act of balancing a budget at the end of each budget period is an essential part of the budgeting process that many people skip. While balancing your budget…