Budgeting

 Budgeting is the key to financial freedom! Learn how to create a budget you can actually stick to, what categories to include, and create simple systems for maintaining your budget along the way.

Person writing budget items on a notepad with a cup of coffee, keyboard, and phone

How the 30-30-30-10 Budget Rule Actually Works for Budgeting Your Money

If you haven’t had a great experience with budgeting or are ready to give budgeting a shot, you’ll want to have a look at the 30-30-30-10 budget rule. Creating a budget – or spending plan – for your money before it arrives in your bank account is a crucial part of achieving financial wellness. There…

Woman creating a bare bones budget on her laptop

How to Create a Bare-Bones Budget in a Financial Emergency

When your finances are in crisis mode, it often calls for you to deviate from your normal budgeting routine and adjust your budget accordingly to protect you during uncertain financial times. One of the first steps to take is to create a bare-bones budget. If you’ve never heard of the strange word before, a bare-bones…

Woman creating a monthly budget

How to Create a Simple Monthly Budget You Can Actually Stick to

Budgets are the worst, right? You probably didn’t even want to click on this link because you’ve likely tried budgeting many times before, right? And if you’re anything like our family, you’ve probably failed many times before, too, right? It’s time to turn that around and finally create a simple monthly budget that will work…

Couple sharing their best budgeting tips.

The 11 Best Budgeting Tips

Budgeting is the key to managing your money and achieving your financial goals. When you budget, you are essentially creating a plan for how to use your money. This plan can help improve your lifestyle by allowing you to save for the things you want, pay off debt, and cover expenses. There is no perfect…