Budgeting

 Budgeting is the key to financial freedom! Learn how to create a budget you can actually stick to, what categories to include, and create simple systems for maintaining your budget along the way.

Young woman budgeting.

11 Popular Budgeting Tips That Don’t Work for Everyone

Budgeting is often heralded as the ultimate solution for financial woes, with countless tips and tricks designed to help you save money and live within your means. However, not all budgeting advice is one-size-fits-all. Here, we’ll explore 11 popular budgeting tips that don’t work for everyone, and why they might fall short. 1. Creating a…

Young woman looking at her finances and looking worried

28 Budget Categories You Can’t Afford to Ignore

Having the right categories is essential to a well-functioning budget. And while it’s not always possible to anticipate every expense that may come your way, it is possible to plan for them. Budget Categories You Don’t Want To Overlook Consider including these 28 categories in your budget to be prepared for anything life throws your…

Person writing budget items on a notepad with a cup of coffee, keyboard, and phone

How the 30-30-30-10 Budget Rule Actually Works for Budgeting Your Money

If you haven’t had a great experience with budgeting or are ready to give budgeting a shot, you’ll want to have a look at the 30-30-30-10 budget rule. Creating a budget – or spending plan – for your money before it arrives in your bank account is a crucial part of achieving financial wellness. There…

Woman creating a bare bones budget on her laptop

How to Create a Bare-Bones Budget in a Financial Emergency

When your finances are in crisis mode, it often calls for you to deviate from your normal budgeting routine and adjust your budget accordingly to protect you during uncertain financial times. One of the first steps to take is to create a bare-bones budget. If you’ve never heard of the strange word before, a bare-bones…