Old woman talking on the phone and holding her credit card

6 Ways Using a Debit Card Puts Your Money at Risk (And Credit Cards Don’t)

Most people hear the same advice over and over: a debit card is just as good as a credit card, as long as you stay out of debt. Dave Ramsey has repeated this idea for years, and his team reinforces it in their own article about choosing debit over credit. According to Ramsey Solutions, using…

Tony Robbins speaking at a podium

“I Hate Suffering.” Tony Robbins Explains Why the Next Decade Will Break People

When Tony Robbins talks about the future, he isn’t trying to scare people for attention. He’s trying to shake them awake. His warning is simple and unsettling. Most people are preparing for a future that no longer exists, and the gap between what’s coming and what people expect is where real damage happens. The next…

Older man looking ahead with a somber look on his face

What the New $6,000 Tax Deduction Could Mean for Older Americans

For many older Americans, taxes feel less predictable than they used to. Income drops after retirement, but costs rarely do. Medical bills creep up. Property taxes stay stubborn. Social Security gets taxed in ways most people never expected. That’s why a new $6,000 senior tax deduction is getting attention. On its own, it sounds straightforward….

Old woman sitting with her head on her hand

“They Ghosted Me.” A 66-Year-Old Woman Calls The Ramsey Show About a Painful Inheritance Decision

A retired caller reached out to a popular personal finance radio show with a painful question. She explained that her adult children had cut off contact nearly a decade ago, and now she was struggling with how to handle her estate. She wanted to do the right thing, not out of revenge, but out of…

Adult man giving his elderly father money

“Crazy Unhealthy,” Ken Coleman Says After a 19-Year-Old Tells the Ramsey Show His Dad Is Demanding $2,800 a Month Despite Living Apart

A 19-year-old called into The Ramsey Show with a situation that immediately raised red flags for the hosts. He explained that his father was demanding $2,800 every month even though they no longer live together. The caller had moved in with his grandfather but continued sending the money because of pressure and fear of damaging…

Female employee looking nervous

7 Indicators That Consumer Confidence Is Slipping Again

Consumer behavior shows renewed caution after brief stability. Spending patterns are tightening again. These indicators appear across demographics and regions simultaneously. Here are seven indicators that consumer confidence is slipping again. Increased Savings Rate Despite Low Balances People are prioritizing savings over spending, even when savings remain minimal. The percentage saved increased while actual balances…