She Spent Her 20s Keeping Everything in a Checking Account With No Plan Behind It and Just Hit $12,000 in Savings Two Years After Finally Starting and Still Wishes She Hadn’t Waited So Long
She was in her late 20s and had only actually started saving seriously about two years earlier, a timeline she wasn’t entirely proud of looking back. For years before that, she’d kept everything sitting in her checking account without any real budgeting structure behind it, money coming in and getting spent without much intentional separation…