10 Small Luxuries Millennials Still Buy Even When Broke

When money gets tight, people cut back where they can. Still, a lot of millennials hold on to small comforts that make life feel normal. It could be a daily coffee, a takeout meal now and then, or a subscription they enjoy. Even on a thin budget, these ten little extras feel worth keeping.

Fancy Coffee

That $6 oat milk latte isn’t going anywhere. For many, it’s the one treat that brightens the week. Coffeehouse spending has less to do with caffeine and more to do with comfort. Even in tough times, people keep showing up for their favorite cup.

Streaming Subscriptions

Many millennials are cutting cable but hanging onto Netflix, Hulu, or Spotify. Even when rent’s due, $10–$15 a month for entertainment feels justifiable. It’s one of the last things to go when cutting back—especially since going out costs more.

Skincare Products

Drugstore dupes are popular, but plenty still splurge on serums, moisturizers, and masks. It’s less about vanity and more about self-care. Millennials tend to view skincare as both preventative and therapeutic—something they’d rather not skip.

Takeout or Delivery

Despite budgeting advice, takeout is still a go-to when life gets overwhelming. It saves time, energy, and sometimes feels like a much-needed reward. Many will choose a small takeout order over a full dinner out to keep things affordable.

Houseplants

Plants bring a lot of joy, and many cost less than $20. Millennials especially have turned to indoor plants as an easy, budget-friendly way to brighten their homes. The trend hasn’t slowed down, with houseplants still a favorite pick-me-up.

Scented Candles

A $12 candle may not seem like much, but it’s a consistent indulgence. The scent, mood lighting, and ambiance go a long way after a stressful day. For many, it’s a form of small-scale luxury that helps them feel grounded.

Craft Cocktails or Canned Mixers

Instead of expensive nights out, some millennials are recreating the vibe at home. They’ll splurge on a pre-mixed cocktail or fancy gin for weekends. It’s cheaper than bar hopping—but still feels like a treat.

Boutique Fitness Classes

Some millennials are scaling back to one or two sessions a month, but not giving them up entirely. Whether it’s Pilates, hot yoga, or a cycling class, it offers both physical and mental benefits. When funds are low, they may pause memberships—but rarely cut them permanently.

Artisan Snacks

A bag of chips might do the trick, but gourmet popcorn, truffle pretzels, or fancy chocolate bars still make it into the cart. These small upgrades add enjoyment without a huge price tag. It’s an easy way to feel like you’re treating yourself without overspending.

Personalized Stationery or Journals

Planners, journals, and custom notepads are still big among millennials—especially those leaning into goal-setting or mental wellness. The aesthetic and organizational value feels worth the price. It’s not always practical, but it sparks enough joy to stay in the budget.

10 Times Luxury Purchases Are Worth Every Penny

When you think of luxury spending, you likely picture flashy, over-the-top splurges that seem more about showing off than anything else. But believe it or not, there are actually times when treating yourself to something luxurious makes sense. Here are ten situations where spending a little extra might just be worth it. 10 Times Luxury Purchases Are Worth Every Penny