10 Cities Where First-Time Buyers Still Have Hope

Buying your first home feels impossible in a lot of places right now, but not everywhere. Some cities still offer prices and conditions that give new buyers a fighting chance. If you’re trying to get a foot in the door without drowning in debt, these ten spots may be worth a closer look.

Pittsburgh, Pennsylvania

Pittsburgh’s home prices remain well below the national average, and the city offers plenty of starter homes. Job growth in healthcare and tech means you won’t have to sacrifice career opportunities for affordability. The mix of low costs and solid job options makes it easier to plant roots here.

Buffalo, New York

Buffalo has seen some appreciation in recent years, but prices are still reasonable compared to most metro areas. First-time buyers can find move-in-ready homes without battling dozens of offers. Its revitalized neighborhoods add value without pushing prices through the roof.

Des Moines, Iowa

Des Moines consistently ranks as one of the most affordable capitals in the U.S. It offers stable employment, especially in finance and insurance, and homes that don’t require sky-high down payments. That balance of opportunity and affordability is rare right now.

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Cleveland, Ohio

Cleveland’s market has been steady, with prices staying accessible for new buyers. The city’s push to improve neighborhoods and infrastructure adds long-term value for homeowners. You can still find a house here without giving up your entire savings.

Kansas City, Missouri

Kansas City’s combination of reasonable home prices and a growing job market makes it appealing for first-time buyers. Many neighborhoods offer a community feel with easy access to downtown. The market is competitive, but not in the “20 offers over asking” way seen elsewhere.

Louisville, Kentucky

Louisville has affordable housing, especially in areas with great schools and amenities. It’s a city that blends urban and suburban living without the extreme price tags. That means more flexibility for first-time buyers working with a set budget.

Omaha, Nebraska

Omaha’s housing market is stable, with moderate price increases that don’t scare off newcomers. The city’s low unemployment rate and steady economic growth help new homeowners feel secure in their investment. It’s one of the few places where you can buy and still breathe.

Milwaukee, Wisconsin

Milwaukee offers older, character-filled homes at prices that first-time buyers can still manage. Many neighborhoods have been seeing gradual improvements without pricing locals out. It’s a strong option for buyers who want charm without a crushing mortgage.

Birmingham, Alabama

Birmingham’s real estate prices remain lower than many other Southern cities. First-time buyers can often find homes well below the national median, with room to build equity over time. The city’s ongoing development means you won’t be stuck in a stagnant market.

Rochester, New York

Rochester combines affordability with a strong job market in healthcare, education, and tech. Homes here are still priced within reach, and property taxes aren’t as punishing as in other parts of the state. It’s a city where buying your first home feels doable, not like a gamble.

Where First-Time Buyers Still Have a Shot

The dream of owning a first home isn’t gone—it’s just shifted to places that balance cost, opportunity, and quality of life. If you’re open to new locations, these cities prove it’s still possible to buy without overextending yourself. The key is finding a market that supports both your budget and your long-term plans.

The article 10 Cities Where First-Time Buyers Still Have Hope first appeared on Cents + Purpose.