You don’t have to skip the things you enjoy just to save money. A few small changes can give you more breathing room and make your days easier. Saving doesn’t have to be stressful or boring. Here are ten habits you can try that keep life simple and leave you with more time for what matters to you.
Cooking at Home More Often
Home-cooked meals don’t just save money—they often taste better and let you control what’s in your food. Cooking big batches means you’ll have leftovers for busy days and avoid last-minute takeout stress. The more you practice, the quicker and easier meal prep feels.
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Planning Your Errands
Instead of running out for one thing at a time, plan errands to group them together. This habit saves gas, time, and even helps you avoid impulse buys. Write a quick list before leaving home, and watch those random “quick trips” disappear.
Buying Used Over New
Secondhand items—think books, clothes, furniture—often cost less and work just as well as brand new. Thrift stores and online marketplaces are full of great finds. Buying used doesn’t just stretch your money; it helps cut clutter and makes it easier to try new things without a big commitment.
Fixing Things Before Replacing
Getting in the habit of repairing instead of replacing saves money and reduces waste. A loose button, squeaky door, or torn cushion can be a quick fix with a little know-how. You’ll feel good using your skills and keeping perfectly good items out of the trash.
Automating Savings
Setting up automatic transfers to your savings means you don’t have to think about putting money aside each month. This hands-off habit helps your saving goals grow in the background, making it easier to handle surprises and plan for bigger dreams down the line.
Cutting Back on Subscriptions
Reviewing subscriptions—streaming, magazines, or memberships—helps you spot what you’re actually using. Cancel extras that don’t bring value. Fewer subscriptions mean less clutter, less monthly spending, and more room for things you really care about.
Meal Planning and Prepping
Looking ahead at the week’s meals cuts down on frantic evenings and last-minute grocery runs. With a little planning, you’ll waste less food and spend less time stressing over “what’s for dinner?” Plus, this habit makes healthy eating much simpler.
Using a Library Card
Libraries offer much more than just books. From movies to audiobooks, free classes, and even tools or games, your local library can help you save while opening up new ways to learn or unwind. Regular library visits keep costs down and fun up.
Keeping a Simple Cleaning Routine
A few minutes each day beats a long, overwhelming weekend clean. By tidying up little by little, your space stays pleasant and your workload stays light. A cleaner home often means a calmer mind, too.
Tracking Your Spending
Keeping a basic record of where your money goes helps you avoid surprises and make smarter choices. With free apps, journals, or even sticky notes, it doesn’t have to be complicated. This habit can quickly show you small leaks—and give you more control over your money.
Choosing Simple Habits for a Smoother Life
You don’t have to give up comfort or fun to be frugal. Simple habits can save you time and help you feel more at ease each day. Pick one or two to try this week and see how they fit your life. You may find that living well comes first and saving money is a nice extra.
17 Essential Products You Could Live Without (And Save Big)
We’ve all been there—buying something because it’s labeled as “essential” rather than truly asking if it’s necessary. It’s easy to get caught up in grabbing things that promise ease or luxury, only to realize later they’re collecting dust. The truth? Many of these so-called essentials aren’t so essential, and skipping them can fatten your wallet faster than you think. Here’s a rundown of common items you could do without and what you can use instead. 17 Essential Products You Could Live Without (And Save Big)