If you want to save more each month, start with small recurring costs. These charges often go unnoticed but add up fast. By cutting a few of them, you can free up real money without changing your lifestyle. Here are 11 monthly bills you can cancel right now to keep more cash in your pocket.
Unused Subscriptions
Go through your bank statements and cancel anything you don’t use regularly. Streaming services, meal kits, or apps that renew automatically can add up fast. Use a tool like Rocket Money to track and cancel subscriptions you forgot about.
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Extended Warranties
Most extended warranties are unnecessary because products are already covered by manufacturer guarantees or consumer protection laws. Skip these extra payments unless it’s for a high-cost item with a proven history of issues.
Unused Gym Memberships
If you rarely go to the gym, stop paying for it. Try free online workouts or outdoor activities instead. You’ll stay active without wasting money on something you’re not using.
Cable TV
Traditional cable packages are expensive compared to streaming options. Switch to a few key services or use free ad-supported platforms like Tubi and Pluto TV. You’ll still have plenty to watch at a fraction of the cost.
Bank Fees
Monthly maintenance fees and overdraft charges can quietly drain your account. Switch to an online bank or a local credit union that offers free checking and better fee structures. Over a year, the savings can easily add up to hundreds.
Overpriced Phone Plans
You don’t need to overpay for unlimited data if you’re mostly on Wi-Fi. Compare carriers and look into low-cost options like Mint Mobile or Visible. Many people save $30 to $60 a month by switching.
Car Wash Memberships
If you’re not washing your car weekly, a monthly pass is probably a waste. Pay per wash instead or clean your car at home. You’ll get the same result without the recurring cost.
High-Interest Debt Payments
If you’re carrying balances on high-interest credit cards, the monthly interest is costing you money you don’t need to lose. Transfer balances to a 0% card or focus on paying off one balance at a time. The faster you pay it down, the more you keep.
Expensive Insurance Add-Ons
Check your insurance policies for unnecessary extras. Roadside assistance, rental coverage, or identity protection are often cheaper elsewhere or completely redundant. Review your plan once a year and drop anything you don’t need.
Bottled Water
Buying bottled water each week adds up quickly. Invest in a water filter and reusable bottles instead. You’ll spend less and cut down on plastic waste.
Automatic App Renewals
App stores make it easy to forget recurring charges. Check your Apple or Google subscriptions and turn off auto-renew for apps you no longer use. Even a few canceled subscriptions can make a noticeable difference.
Keep More of What You Earn
You don’t have to cut everything, but trimming a few of these recurring costs can make a big difference fast. By canceling what you don’t need, you’ll free up money for things that matter more and create a budget that actually works.
17 Essential Products You Could Live Without (And Save Big)
We’ve all been there—buying something because it’s labeled as “essential” rather than truly asking if it’s necessary. It’s easy to get caught up in grabbing things that promise ease or luxury, only to realize later they’re collecting dust. The truth? Many of these so-called essentials aren’t so essential, and skipping them can fatten your wallet faster than you think. Here’s a rundown of common items you could do without and what you can use instead. 17 Essential Products You Can Live Without